25 Boon Lay Place Singapore 649886
10 Boon Lay Place Singapore 649882 SG

United Overseas Bank Limited (commonly understood as UOB) is a Singaporean multinational banking organisation headquartered in Singapore on August 6, 1935, business person Wee Kheng Chiang, together with six other buddies, established the bank after raising S$ 1 million. In 1965, the bank was renamed to United Overseas Bank and opened its first abroad branch in Hong Kong

Tips Regarding Securing Personal Loans In Singapore

Do not ever take out a personal loan from a bank a couple of months prior to the major loan if you are preparing to take a major loan. This will affect you.

When you take a bank loan for a vehicle or home, a essential aspect is your DSR (Debt Servicing Ratio ). This measures exactly what percentage of your earnings can go into paying back the real estate or car loan, consisting of other overheads (e.g. payment for other personal loans).

So a DSR of 50% suggests your loan payments, plus payments of other loans you have, can’t surpass 50% of your income.Just for reference, most banks permit 40% DSR for a house, and 30% DSR for a vehicle.

Loans Get Cheaper As the Loan Gets More Specific – So when it pertains to getting loans, be as specific as you can. Don’t take a individual loan to refurbish your home, not when there’s a renovation loan bundle. Do not take a individual loan to pay for your education, when there’s an education loan plan.

In order to encourage you, specific loan packages frequently have lower interest rates. Individual loans have the tendency to charge interest of about 6% to 8%, whereas specific loans (renovation loans, education loans, etc). have rates as low as 2%. Ask the lender to match a bundle to your needs.

The majority of individual loans are unsecured. As in, there’s no collateral behind them. And because the releasing banks have no security, they’ll compensate by boosting rates of interest.

Once you do not feel certain you’ll pay it back, that means you must never ever take a personal loan without understanding of exactly.

Don’t use individual loans as alternative business loans. You need to just take a individual loan to alleviate problems.

10 Boon Lay Place #01-06 Boon Lay Community Club Singapore 649882 0.02 km
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131 JURONG GATEWAY ROAD SINGAPORE 600131 3.53 km
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3 Gateway Drive #04-36 Westgate Singapore 608532 3.8 km
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634 Bukit Batok Central #01-108 Singapore 650634 4.45 km
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304 Choa Chu Kang Ave 4 #01-663 Singapore 680304 5.32 km
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1 Jelebu Road #02-02 Bukit Panjang Plaza Singapore 6.8 km
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96 JALAN JURONG KECHIL SINGAPORE 598599 6.84 km
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3155 Commonwealth Avenue West #04-52/55 The Clementi Mall Singapore 129588 6.95 km
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Blk 450 Clementi Avenue 3 #01-287/289 Singapore 120450 7.15 km
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170 UPPER BUKIT TIMAH ROAD BUKIT TIMAH SHOPPING CENTRE SINGAPORE 588179 7.17 km
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170 Upper Bukit Timah Rd #01-01 Bukit Timah Shopping Centre Singapore 588179 7.17 km
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148 Upper Bukit Timah Road #01-01 UOB Centre Singapore 588178 7.2 km
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140 UPPER BUKIT TIMAH ROAD BEAUTY WORLD PLAZA SINGAPORE 588176 7.24 km
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1 Jalan Anak Bukit #01-19/20 Bukit Timah Plaza Singapore 588996 7.57 km
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Blk 260 Bangkit Road #01-15 Singapore 670260 7.6 km
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257 Bangkit Rd #01-51/55 Singapore 670257 7.61 km
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31 Lower Kent Ridge Road #01-02 Yusof Ishak House Singapore 119078 8.97 km
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Blk 43 Holland Drive #01-53 Singapore 270043 10.1 km
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249 Holland Ave Singapore 278980 10.24 km
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211 Holland Avenue #01-12 Holland Road Shopping Centre Singapore 278967 10.25 km
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587 Bukit Timah Road #02-25/26/27/28 Coronation 11.28 km
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303 Woodlands St 31 #01-159/161 Singapore 730303 11.49 km
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Blk 303 Woodlands Street 31 #01-191 Singapore 730303 11.49 km
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900 South Woodlands Drive #01-06 Woodlands Civic Centre Singapore 730900 12.74 km
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900 South Woodlands Drive #02-01 Woodlands Civic Centre Singapore 730900 12.75 km
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1 Woodlands Square #01-16 Causeway Point Singapore 738099 12.78 km
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460 Alexandra Road #02-33/34 Alexandra Retail Centre Singapore 119963 12.98 km
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301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 13.28 km
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251-253 Upper Thomson Road Singapore 574376 13.59 km
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1 Scotts Road #03-04 Shaw Centre Singapore 228208 14.18 km
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14 SCOTTS ROAD FAR EAST PLAZA SINGAPORE 228213 14.29 km
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2 Orchard Turn #B2-57 Singapore 238801 14.34 km
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304 ORCHARD ROAD LUCKY PLAZA SINGAPORE 238863 14.46 km
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302 Tiong Bahru Road #01-125/126 Tiong Bahru Plaza Singapore 168732 14.56 km
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302 Tiong Bahru Road #01-101/102 Tiong Bahru Plaza Singapore 168732 14.56 km
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302 Tiong Bahru Road, Tiong Bahru Plaza #01-123/124 Singapore 168732 14.57 km
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1 Kim Seng Promenade #02-32 Great World City Singapore 237994 14.65 km
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150 LORONG 1 TOA PAYOH SINGAPORE 310150 14.88 km
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128 ANG MO KIO AVENUE 3 SINGAPORE 560128 14.88 km
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230 Orchard Road #01-230 Faber House Singapore 238854 15 km
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10 Sinaran Drive #02-19/20 Square 2 Singapore 307506 15.06 km
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238A Thomson Road #01-38 Novena Square Singapore 307685 15.09 km
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Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 15.11 km
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176 Orchard Road #01-27 CentrePoint Singapore 238843 15.14 km
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277 Orchard Road, orchardgateway, #01-16, #B1-12, #B2-12 Singapore 238858 15.16 km
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Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 15.21 km
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520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 15.21 km
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726 ANG MO KIO AVENUE 6 SINGAPORE 560726 15.23 km
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9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 15.26 km
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135 Bukit Timah Road Newton Building Singapore 229837 15.27 km
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BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 15.28 km
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Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 15.28 km
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Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 15.29 km
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501 Bishan St 11 #01-372/374 Singapore 570501 15.29 km
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1 Maritime Square #02-99/100 HarbourFront Centre Singapore 99253 15.29 km
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1 MARITIME Square #02-122/123 Harbourfront Centre Singapore 099253 15.3 km
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705 ANG MO KIO AVENUE 8 SINGAPORE 560705 15.3 km
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BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 15.32 km
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480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 15.33 km
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520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 15.33 km
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BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 15.34 km
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53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 15.36 km
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711 ANG MO KIO AVENUE 8 SINGAPORE 560711 15.37 km
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711 ANG MO KIO AVENUE 8 SINGAPORE 560711 15.37 km
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1 HarbourFront Walk #B2-35/36 Vivo City Singapore 098585 15.39 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 15.49 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 15.49 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 15.49 km
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186 TOA PAYOH CENTRAL SINGAPORE 310186 15.51 km
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186 TOA PAYOH CENTRAL SINGAPORE 310186 15.51 km
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279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 15.87 km
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77 KAMPONG BAHRU ROAD SINGAPORE 169376 15.96 km
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262 BALESTIER ROAD OKIO SINGAPORE 329714 16.02 km
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2 Sembawang Crescent #01-02 Canberra Community Club Singapore 757632 16.1 km
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1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 16.14 km
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