2 Sembawang Crescent #01-02 Canberra Community Club Singapore 757632
2 Sembawang Crescent Singapore 757632 SG

POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and is the oldest bank in constant operation in Singapore. Developed on January 1, 1877 as the Post Office Savings Bank, the bank now operates as part of DBS Bank, which got the institution and its subsidiaries on November 16, 1998.

Prior to its acquisition, the bank was a significant public bank offering affordable banking services to Singaporeans. DBS Bank attempts to continue this tradition by assuring to keep costs low for standard savings accounts, and to exempt children, full-time students listed below the age of 21 years and full-time National Servicemen from bank charges.

Advice With respect to Acquiring Personal Loans In Singapore

If you are planning to take a major loan, do never secure a individual loan from a bank a few months before the major loan. This will affect you.

If you are taking a loan from the bank for a home or automobile, it is essential to note your Debt Servicing Ratio which is a procedure of the percentage of your regular earnings to the payment of your car or home loan.

Simply puts, a Debt Servicing Ratio of 50% indicates that all your debt obligation can not exceed 50% of your earnings. As a guide, many banks allow 40% Debt Servicing Ratio for a house and 30% for a car loan

Particular Loans Are Cheaper – Take out a particular loan where you take a renovation loan for your renovation requirements and a vehicle loan for your automobile. It is not smart to get a individual loan for your vehicle or renovation needs. When it concerns banks, specific loans’ rate of interest are lower.

When it pertains to individual loans, they are unsecured where you have nothing to back the loans if you can not repay the banks. Such loans are riskier for the banks and they have a higher rate of interest for individual loans. Due to the nature of such personal loans, it is not suggested to take individual loans except for emergency situation situations.

30 Sembawang Drive #02-05 Sun Plaza Singapore 757713 0.36 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
Blk 101 Yishun Avenue 5 #01-05 Singapore 760101 1.83 km
POSB Bank (or just called POSB) is a Singaporean bank offering customer banking services and is t...
Blk 290 Yishun Street 22 #01-401 Singapore 760290 2.08 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
930 Yishun Avenue 2 #01-41/42/43 Northpoint Shopping Centre Singapore 769098 2.48 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
930 Yishun Ave 2 #B1-37/38/39 Northpoint Shopping Centre Singapore 769098 2.51 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
SENOKO DRIVE SINGAPORE 758249 2.66 km
We are determined to provide competitive loan for Singaporeans and expats in Singapore. As a lice...
Blk 926 Yishun Central 1 #01-183 Singapore 760926 2.78 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
BLK 846 YISHUN RING ROAD SINGAPORE 760846 3.55 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to gain...
30 Yishun Street 81 #01-04 Nee Soon South Community Club Singapore 768455 3.76 km
POSB Bank (or merely referred to as POSB) is a Singaporean bank offering customer banking service...
900 South Woodlands Drive #02-01 Woodlands Civic Centre Singapore 730900 3.81 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
900 South Woodlands Drive #01-06 Woodlands Civic Centre Singapore 730900 3.82 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
1 Woodlands Square, #B1-26 Causeway Point Singapore 738099 3.86 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 Woodlands Square #01-16 Causeway Point Singapore 738099 3.86 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
Blk 303 Woodlands Street 31 #01-191 Singapore 730303 5.32 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
303 Woodlands St 31 #01-159/161 Singapore 730303 5.32 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
Blk 2a Woodlands Centre Road #01-134 Singapore 731002 5.51 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629 7.55 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
Blk 629 Ang Mo Kio Avenue 4 #01-1018 Singapore 560629 7.55 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
163 ANG MO KIO AVE 4 SINGAPORE 560163 8.18 km
For years, we have been delivering competitive loan packages to those who need emergency funds. A...
1 Segar Road #01-06 Zhenghua Community Club Singapore 677738 8.4 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 8.49 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 8.57 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer an extensi...
128 ANG MO KIO AVENUE 3 SINGAPORE 560128 8.67 km
We feel that each customer relationship is extremely essential when it comes to working in this i...
33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653 8.67 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 8.73 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 8.77 km
We have invested massively in exceptionally trained workforce and this sets us apart from other m...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 8.77 km
we aim to achieve each and every one of our customers’ wants and needs. We are an licensed ...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 8.79 km
Times are tough in Singapore and consumers and businessowners are finding it harder to get access...
BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 8.84 km
For years, we have been providing competitive loan packages to those in need of emergency funds. ...
705 ANG MO KIO AVENUE 8 SINGAPORE 560705 8.86 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to gain a...
53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 8.96 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 8.98 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 9 km
257 Bangkit Rd #01-51/55 Singapore 670257 9.02 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 9.03 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 260 Bangkit Road #01-15 Singapore 670260 9.06 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
1 Jelebu Road #02-02 Bukit Panjang Plaza Singapore 9.53 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
61 Choa Chu Kang Drive #01-04 Yew Tee MRT Station Singapore 689715 9.62 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and ...
159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 10.05 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a wide s...
83 Punggol Central #01-01 Waterway Point Singapore 828761 10.11 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
83 Punggol Central #01-13 Waterway Point Singapore 828761 10.11 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
83 Punggol Central #01-15 Singapore 828761 10.13 km
Founded on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part of t...
301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 10.13 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 10.18 km
We have invested heavily in exceptionally trained workforce and this differentiate us from other ...
1 Sengkang Square #02-04 Compass One Singapore 545078 10.21 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 10.22 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 10.24 km
POSB Bank (or just called POSB) is a Singaporean bank offering customer banking services and is t...
86/88 Serangoon Garden Way Singapore 555982 10.3 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
251-253 Upper Thomson Road Singapore 574376 10.31 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean multinational bankin...
69 Serangoon Garden Way Singapore 555965 10.36 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
181 Upper Thomson Road Singapore 574331 10.64 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
304 Choa Chu Kang Ave 4 #01-663 Singapore 680304 10.85 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
Blk 304 Choa Chu Kang Avenue 4 #01-657/659 Singapore 680304 10.85 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 10.99 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
501 Bishan St 11 #01-372/374 Singapore 570501 11.23 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 11.23 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean multinational banking organis...
Blk 118 Rivervale Drive #01-21 Rivervale Plaza Singapore 540118 11.29 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
90 Hougang Ave 10 #01-01/05 Hougang Mall Singapore 538766 11.53 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 11.53 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 11.62 km
POSB Bank (or just known as POSB) is a Singaporean bank offering customer banking services and is...
Blk 805 Hougang Central #01-102/104 Singapore 530805 11.72 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering customer banking services and ...
Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 11.94 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 11.97 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering consumer banking services and ...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 12.03 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
23 Serangoon Central #B2-28/29 Singapore 556083 12.04 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
23 Serangoon Central #01-52/53 nex Singapore 556083 12.08 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
210 HOUGANG STREET 21 SINGAPORE 530210 12.11 km
we make every effort to achieve each and every one of our customers’ needs and wants. We ar...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 12.11 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a widespread r...
211 Hougang St 21 #01-295 Singapore 530211 12.13 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 12.14 km
We are an legal and licensed money lender. If its quick personal loan that you require, no matter...
170 UPPER BUKIT TIMAH ROAD BUKIT TIMAH SHOPPING CENTRE SINGAPORE 588179 12.31 km
There are personalised loan services readily available to each customer. We provide a manageable ...
170 Upper Bukit Timah Rd #01-01 Bukit Timah Shopping Centre Singapore 588179 12.33 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
148 Upper Bukit Timah Road #01-01 UOB Centre Singapore 588178 12.37 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
140 UPPER BUKIT TIMAH ROAD BEAUTY WORLD PLAZA SINGAPORE 588176 12.37 km
We are an authorised and licensed money lender. If its quick personal loan that you require, anyw...
1 Jalan Anak Bukit #01-19/20 Bukit Timah Plaza Singapore 588996 12.64 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
150 LORONG 1 TOA PAYOH SINGAPORE 310150 12.68 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
96 JALAN JURONG KECHIL SINGAPORE 598599 12.75 km
We feel that every customer relationship is very critical when it comes to operating in this indu...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 12.77 km
Trying to find personal loans in Singapore with rapid approval time? Need an urgent loan? There c...
BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 12.8 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to gain...
Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 12.81 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 12.81 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
TOA PAYOH CENTRAL SINGAPORE 310183 12.83 km
We have invested greatly in highly trained workforce and this sets us apart from other money lend...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 12.89 km
United Overseas Bank Limited (frequently understood as UOB) is a Singaporean multinational bankin...
827 Bukit Timah Road Singapore 279886 12.92 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 12.93 km
We are an legal and licensed money lender. If its quick cash loan that you need, no matter where ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 12.93 km
We have invested profoundly in exceptionally trained workforce and this sets us apart from other ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 12.93 km
We are determined to offer reasonablypriced loan for Singaporeans and expats in Singapore. As a l...
185 TOA PAYOH CENTRAL SINGAPORE 310185 12.93 km
We are determined to offer affordable loan for Singaporeans and expats in Singapore. As a license...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 12.93 km
For years, we have been delivering affordable loan packages to those looking for emergency funds....
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 12.94 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
186 TOA PAYOH CENTRAL SINGAPORE 310186 12.95 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to get ...
186 TOA PAYOH CENTRAL SINGAPORE 310186 12.95 km
Times are hard in Singapore and consumers and businessowners are finding it harder to gain access...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 12.96 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...
Blk 637 Bukit Batok Central #01-16 Singapore 650637 12.99 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
634 Bukit Batok Central #01-108 Singapore 650634 13.01 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
Blk 634 Bukit Batok Central #01-104/106 Singapore 650634 13.01 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
Blk 636 Bukit Batok Central #01-02/04 Singapore 650636 13.02 km
POSB Bank (or just called POSB) is a Singaporean bank offering customer banking services and is t...
BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 13.05 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
587 Bukit Timah Road #02-25/26/27/28 Coronation 13.51 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 13.56 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering consumer banking services and ...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 13.56 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
Blk 153 Bukit Batok West Street 11 #01-290/292 Singapore 650153 13.7 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 13.84 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 14.06 km
Times are tough in Singapore and consumers and businessowners are finding it harder to gain acces...
10 Sinaran Drive #02-19/20 Square 2 Singapore 307506 14.07 km
POSB Bank (or merely called POSB) is a Singaporean bank offering customer banking services and is...
BALESTIER ROAD SINGAPORE 329726 14.1 km
We feel that every customer relationship is extremely essential when it comes to working in this ...
262 BALESTIER ROAD OKIO SINGAPORE 329714 14.17 km
We feel that every customer relationship is very crucial when it comes to working in this industr...
8 BURN ROAD TRIVEX SINGAPORE 369977 14.23 km
Times are tough in Singapore and consumers and businessowners are finding it harder to access cre...
238A Thomson Road #01-38 Novena Square Singapore 307685 14.28 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
26 Tai Seng Street #01-01 Singapore 534057 14.4 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 14.56 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 14.71 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 14.84 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
3 Gateway Drive #04-36 Westgate Singapore 608532 14.97 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
50 Jurong Gateway Road #02-15 Jem Singapore 608549 15.05 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
50 Jurong Gateway Road #B1-18 Jem Singapore 608549 15.05 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
249 Holland Ave Singapore 278980 15.12 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
21 Jurong Gateway Road #01-03 CPF Jurong Building Singapore 608546 15.12 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and ...
131 JURONG GATEWAY ROAD SINGAPORE 600131 15.15 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to get ac...
135 Bukit Timah Road Newton Building Singapore 229837 15.19 km
POSB Bank (or simply called POSB) is a Singaporean bank offering consumer banking services and is...
211 Holland Avenue #01-12 Holland Road Shopping Centre Singapore 278967 15.21 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
1 Farrer Park Station Road #01-13 Connexion Singapore 217562 15.22 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...