1 Coleman Street #01-14 The Adelphi Singapore 179803
1 Coleman Street Singapore 179803 SG

United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banking organisation headquartered in Singapore on August 6, 1935, business person Wee Kheng Chiang, together with 6 other friends, developed the bank after raising S$ 1 million. The bank was called United Chinese Bank (UCB) to highlight its connect to the Chinese population in Singapore. On October 1935, UCB opened for business in the 3 story Bonham Building. In 1965, the bank was relabelled to United Overseas Bank and opened its very first abroad branch in Hong Kong

Recommendation For Getting Personal Loans In Singapore

Never take individual loans 2 to 3 months prior to another major loan. In other words, no personal loans if you’re meaning to purchase a car, home, etc.

If you are taking a loan from the bank for a home or vehicle, it is important to note your Debt Servicing Ratio which is a measure of the portion of your routine earnings to the payment of your vehicle or house loan.

To puts it simply, a Debt Servicing Ratio of 50% means that your debt responsibility can not go beyond 50% of your earnings. As a guide, most banks allow 40% Debt Servicing Ratio for a house and 30% for a car loan

Loans Get Cheaper As the Loan Gets More Specific – So when it concerns getting loans, be as particular as you can. Do not take a individual loan to renovate your home, not when there’s a renovation loan package. Don’t take a personal loan to spend for your education, when there’s an education loan bundle.

In order to motivate you, particular loan packages often have lower rate of interest. Personal loans have the tendency to charge interest of about 6% to 8%, whereas particular loans (renovation loans, education loans, etc). have rates as low as 2%. Ask the banker to match a package to your requirements.

Most individual loans are unsecured. As in, there’s no security behind them. And considering that the issuing banks have no security, they’ll compensate by jacking up rates of interest.

That means you must never ever take a personal loan without knowledge of exactly when and how you’ll pay it back.

Don’t use individual loans as alternative business loans. You ought to only take a individual loan to alleviate cash issues.

1 COLEMAN STREET THE ADELPHI SINGAPORE 179803 0.01 km
We are an authorised and licensed money lender. If its quick cash loan that you need, no matter w...
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5.00 (1 review)
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we strive to achieve each and every one of our customers’ needs and wants. We are an money ...
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We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 0.22 km
We are determined to provide affordable loan for Singaporeans and foreigners in Singapore. As a l...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 0.22 km
We feel that every customer relationship is extremely critical when it comes to business in this ...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 0.22 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
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We are determined to offer affordable loan for Singaporeans and expats in Singapore. As a license...
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United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
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101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 1 km
We are established to provide incredibly affordable loan for Singaporeans and expats in Singapore...
101 UPPER COSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 1.01 km
There are personalised loan services accessible to each customer. We offer a manageable repayment...
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We have been Singapore’s top licensed and most trusted moneylender. We provide a wide sprea...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 1.01 km
We are an legal and licensed money lender. If its quick cash loan that you need, anywhere in Sing...
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There are personalised loan services accessible to each customer. We offer a versatile repayment ...
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we strive to achieve each and every one of our customers’ wants and needs. We are an money ...
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