3 Simei Street 6 #01-24/25/29 Eastpoint Mall Singapore 528833
3 Simei Street 6 Singapore 528833 SG

POSB Bank (or just known as POSB) is a Singaporean bank offering customer banking services and is the earliest bank in constant operation in Singapore. Developed on January 1, 1877 as the Post Office Savings Bank, the bank now runs as part of DBS Bank, which acquired the institution and its subsidiaries on November 16, 1998.

Prior to its acquisition, the bank was a major public bank offering affordable banking services to Singaporeans. DBS Bank tries to continue this custom by promising to keep expenses low for basic savings accounts, and to exempt kids, full-time trainees listed below the age of 21 years and full-time National Servicemen from bank charges.

Advice For Taking Personal Loans In Singapore

Do not ever take out a individual loan from a bank a few months before the major loan if you are preparing to take a major loan. This will affect you.

If you are taking a loan from the bank for a home or cars and truck, it is important to note your Debt Servicing Ratio which is a step of the portion of your routine earnings towards the payment of your car or house loan.

Simply puts, a Debt Servicing Ratio of 50% suggests that your debt obligation can not go beyond 50% of your income. As a guide, many banks enable 40% Debt Servicing Ratio for a house and 30% for a auto loan

Specific Loans Are Cheaper – Take out a particular loan where you take a renovation loan for your renovation requirements and a vehicle loan for your cars and truck. It is not a good idea to get a individual loan for your car or renovation requirements. When it comes to banks, specific loans’ interest rates are lower.

They are unsecured where you have absolutely nothing to back the loans if you can not repay the banks when it comes to personal loans. Such loans are riskier for the banks and they have a higher rates of interest for personal loans. Due to the nature of such personal loans, it is not advisable to take personal loans except for emergency situations.

201D TAMPINES STREET 21 SINGAPORE 524201 1.07 km
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Blk 201A Tampines Street 21 #01-1051 Singapore 521201 1.17 km
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Blk 513 Tampines Central #01-160 Singapore 520513 1.55 km
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Tampines 1 - 10 TAMPINES CENTRAL 1 #03-08/09 Singapore 529536 1.56 km
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BLK 503 TAMPINES CENTRAL 1 SINGAPORE 520503 1.7 km
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88 Bedok North St 4 #01-163 Singapore 460088 1.89 km
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129 BEDOK NORTH STREET 2 SINGAPORE 460129 2.37 km
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217 BEDOK NORTH STREET 1 SINGAPORE 460217 2.76 km
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Blk 213 Bedok North Street 1 #01-103 Singapore 460213 2.92 km
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Block 442 Pasir Ris Drive 6 #01-32/34 Singapore 510442 2.97 km
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Blk 443 Pasir Ris Drive 6 #01-20/22 Singapore 510443 3.01 km
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BLK 210 NEW UPPER CHANGI ROAD SINGAPORE 460210 3.1 km
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Blk 210 New Upper Changi Road #01-711 Singapore 460210 3.1 km
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Blk 210 New Upper Changi Road #01-707 Singapore 460210 3.1 km
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204 Bedok North St 1 #01-403/405/407 Singapore 460204 3.13 km
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211 NEW UPPER CHANGI ROAD SINGAPORE 460211 3.2 km
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1 Pasir Ris Central Street 3 #03-05 Singapore 518457 3.3 km
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1 Pasir Ris Central St 3 White Sands, #01-13 Singapore 518457 3.31 km
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Blk 539 Bedok North Street 3 #01-647 Singapore 460539 3.31 km
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7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 5.19 km
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Blk 301 Ubi Avenue 1 #01-257 Singapore 400301 5.82 km
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61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 5.88 km
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Blk 302 Ubi Ave 1 #01-59/ 63 Singapore 400302 5.97 km
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228 CHANGI ROAD ICON@CHANGI SINGAPORE 419741 6.07 km
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30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 6.16 km
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65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 6.32 km
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83 Marine Parade Central #01-576/578 Singapore 440083 6.86 km
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Blk 83 Marine Parade #01-584/586 Singapore 440083 6.86 km
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50 EAST COAST ROAD ROXY SQUARE SINGAPORE 428769 6.91 km
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80 Marine Parade Road #01-12 Parkway Parade Singapore 449269 6.99 km
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80 Marine Parade Road #01-13 Parkway Parade Singapore 449269 7 km
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30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 7.09 km
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Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 7.11 km
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26 Tai Seng Street #01-01 Singapore 534057 7.15 km
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Blk 805 Hougang Central #01-102/104 Singapore 530805 7.22 km
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60 Paya Lebar Road #01-45/46/52/53 Singapore 409051 7.23 km
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810 Geylang Road #01-51/55 City Plaza Singapore 409286 7.32 km
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90 Hougang Ave 10 #01-01/05 Hougang Mall Singapore 538766 7.36 km
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Blk 118 Rivervale Drive #01-21 Rivervale Plaza Singapore 540118 7.4 km
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80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 7.41 km
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211 Hougang St 21 #01-295 Singapore 530211 7.5 km
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8 BURN ROAD TRIVEX SINGAPORE 369977 7.52 km
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GEYLANG ROAD SINGAPORE 389636 7.64 km
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Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 7.77 km
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Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 7.77 km
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5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 7.99 km
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756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 8.34 km
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250 Sims Avenue #01-01 Singapore 387513 8.42 km
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1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 8.46 km
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23 Serangoon Central #01-52/53 nex Singapore 556083 8.93 km
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23 Serangoon Central #B2-28/29 Singapore 556083 9 km
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Blk 254 Serangoon Central Drive #01-203 Singapore 550254 9.19 km
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153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 9.47 km
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6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 9.6 km
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6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 9.6 km
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1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 9.74 km
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12 Kallang Avenue, #01-24 Singapore 339511 10.48 km
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BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 10.71 km
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801 FRENCH ROAD SINGAPORE 200801 11.01 km
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801 FRENCH ROAD SINGAPORE 200801 11.01 km
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801 FRENCH ROAD SINGAPORE 200801 11.01 km
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200 Jalan Sultan #01-06 Textile Centre Singapore 199018 11.06 km
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200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 11.07 km
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200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 11.07 km
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200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 11.09 km
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180 Kitchener Road #02-01/02 Singapore 208539 11.26 km
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262 BALESTIER ROAD OKIO SINGAPORE 329714 11.33 km
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BALESTIER ROAD SINGAPORE 329726 11.38 km
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2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 11.43 km
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279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 11.45 km
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360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 11.46 km
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186 TOA PAYOH CENTRAL SINGAPORE 310186 11.48 km
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186 TOA PAYOH CENTRAL SINGAPORE 310186 11.48 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 11.5 km
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BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 11.5 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 11.5 km
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