1 MARITIME Square #02-122/123 Harbourfront Centre Singapore 099253
1 Maritime Square Singapore 099253 SG

DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, Singapore. Started on 16 July 1968 by the Government of Singapore to take control of the industrial financing activities from the Economic Development Board, the bank’s principal purpose was to provide loans and financial aid to the manufacturing and processing industries and in order to help establish and upgrade existing industries in Singapore. In 1960, the Singapore government invited a United Nations (UN) industrial survey mission to assess the economical situation in Singapore and to come up with an industrialisation programme for the city.The plan included putting together a development bank, together with an economic body to attract foreign investments and provide financing and managing the industrial estates. The bank was incorporated in July 1968 and began operations in September of the same year

Tips When it comes to Taking Personal Loans In Singapore

Do not ever take out a personal loan from a bank a few months prior to the major loan if you are planning to take a significant loan. This will affect you.

A crucial element is your DSR (Debt Servicing Ratio)when you take a bank loan for a automobile or home. This determines what percentage of your earnings can go into repaying the real estate or car loan, consisting of other overheads (e.g. payment for other personal loans).

Simply puts, a Debt Servicing Ratio of 50% implies that your debt responsibility can not go beyond 50% of your income. As a guide, the majority of banks permit 40% Debt Servicing Ratio for a home and 30% for a vehicle loan

Specific Loans Are Cheaper – Take out a particular loan where you take a renovation loan for your renovation requirements and a vehicle loan for your automobile. It is not a good idea to get a personal loan for your car or renovation requirements. When it concerns banks, specific loans’ rate of interest are lower.

When it pertains to individual loans, they are unsecured where you have absolutely nothing to back the loans if you can not pay back the banks. Such loans are riskier for the banks and they have a higher rate of interest for individual loans. Due to the nature of such individual loans, it is not advisable to take personal loans except for emergency scenarios.

1 Maritime Square #02-99/100 HarbourFront Centre Singapore 99253 0 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
1 HarbourFront Walk #B2-35/36 Vivo City Singapore 098585 0.22 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
1 HarbourFront Walk #01-160 VivoCity Singapore 098585 0.22 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
LOWER DELTA ROAD MOTORWAY BUILDING SINGAPORE 169205 1.86 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
77 KAMPONG BAHRU ROAD SINGAPORE 169376 2.16 km
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BLK 162 BUKIT MERAH CENTRAL SINGAPORE 150162 2.19 km
We are an professional and licensed money lender. If its quick cash loan that you need, anywhere ...
460 Alexandra Road #02-33/34 Alexandra Retail Centre Singapore 119963 2.36 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
302 Tiong Bahru Road, Tiong Bahru Plaza #01-123/124 Singapore 168732 2.55 km
POSB Bank (or merely referred to as POSB) is a Singaporean bank offering consumer banking service...
302 Tiong Bahru Road #01-101/102 Tiong Bahru Plaza Singapore 168732 2.58 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
302 Tiong Bahru Road #01-125/126 Tiong Bahru Plaza Singapore 168732 2.58 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
Blk 1 Tanjong Pagar #01-41/44 Tanjong Pagar Plaza Singapore 082001 2.82 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
1 TRAS LINK ORCHID HOTEL SINGAPORE 078867 2.97 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a widespread s...
10 Anson Road #01-01 International Plaza Singapore 079903 3.1 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 3.1 km
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10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 3.1 km
We feel that every customer relationship is extremely essential when it comes to operating in thi...
1.00 (1 review)
10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 3.12 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
1 PARK ROAD PEOPLE’S PARK COMPLEX SINGAPORE 059108 3.3 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
1 Park Road #01-01/02 People's Park Complex Singapore 059108 3.31 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
1 Kim Seng Promenade #01-34 Great World City Singapore 237994 3.42 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean international banking organ...
1 Kim Seng Promenade #02-32 Great World City Singapore 237994 3.52 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 3.54 km
There are personalised loan services accessible to each customer. We offer a versatile repayment ...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 3.54 km
We are an legal and licensed money lender. If its quick cash loan that you need, anywhere in Sing...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 3.55 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a wide sprea...
101 UPPER COSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 3.55 km
There are personalised loan services accessible to each customer. We offer a manageable repayment...
156 Cecil Street #01-00 Far Eastern Bank Building Singapore 069544 3.55 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 3.55 km
We are established to provide incredibly affordable loan for Singaporeans and expats in Singapore...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 3.58 km
We are determined to offer reasonablypriced loan for Singaporeans and foreigners in Singapore. As...
Blk 531 Upper Cross Street #01-51 Hong Lim Complex Singapore 05053 3.58 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
133 NEW BRIDGE ROAD CHINATOWN POINT SINGAPORE 059413 3.59 km
Times are tough in Singapore and consumers and businessowners are finding it harder to gain acces...
531 UPPER CROSS STREET HONG LIM COMPLEX SINGAPORE 050531 3.64 km
There are personalised loan services available to each customer. We offer a flexible repayment sc...
50 NORTH CANAL ROAD SINGAPORE 059304 3.87 km
We feel that each customer relationship is very vital when it comes to working in this industry. ...
65 Chulia St #01-00 OCBC Centre Singapore 049513 3.96 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
22 Malacca Street #01-00 RB Capital Building Singapore 048980 4.02 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
3 PHILLIP STREET ROYAL GROUP BUILDING SINGAPORE 048693 4.03 km
There are personalised loan services easily available to each customer. We offer a flexible repay...
80 Raffles Place UOB Plaza 1 Singapore 048624 4.07 km
United Overseas Bank Limited (commonly understood as UOB) is a Singaporean multinational banking ...
10 Marina Boulevard #01-04, Marina Bay Financial Centre Tower 2 Singapore 018983 4.08 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
10 Marina Boulevard #01-02 MBFC Tower 2 Singapore 018983 4.1 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
11 Collyer Quay, #02-25, The Arcade Singapore 049317 4.11 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
12 Marina Boulevard Level 3 MBFC Tower 3 Singapore 018982 4.13 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
4.00 (1 review)
11 COLLYER QUAY THE ARCADE SINGAPORE 049317 4.14 km
We have invested greatly in incredibly trained workforce and this sets us apart from other money ...
1 NORTH BRIDGE ROAD HIGH STREET CENTRE SINGAPORE 179094 4.29 km
We are determined to offer affordable loan for Singaporeans and expats in Singapore. As a license...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 4.34 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 4.34 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 4.34 km
We are determined to provide affordable loan for Singaporeans and foreigners in Singapore. As a l...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 4.34 km
We feel that every customer relationship is extremely critical when it comes to business in this ...
2 Orchard Link #02-07/08 Scape Building Singapore 237978 4.43 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
391 Orchard Road #04-15 Ngee Ann City Singapore 238872 4.52 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
3 COLEMAN STREET PENINSULA SHOPPING CENTRE SINGAPORE 179804 4.52 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to acce...
1 COLEMAN STREET THE ADELPHI SINGAPORE 179803 4.54 km
We are an authorised and licensed money lender. If its quick cash loan that you need, no matter w...
277 Orchard Road, orchardgateway, #01-16, #B1-12, #B2-12 Singapore 238858 4.54 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
1 Coleman Street #01-14 The Adelphi Singapore 179803 4.55 km
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111 NORTH BRIDGE ROAD PENINSULA PLAZA SINGAPORE 179098 4.6 km
we strive to achieve each and every one of our customers’ needs and wants. We are an money ...
230 Orchard Road #01-230 Faber House Singapore 238854 4.63 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
2 Orchard Turn #B2-57 Singapore 238801 4.64 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
176 Orchard Road #01-27 CentrePoint Singapore 238843 4.67 km
Established on January 1, 1877 as the Post Workplace Savings Bank (POSB), the bank was part of th...
304 ORCHARD ROAD LUCKY PLAZA SINGAPORE 238863 4.73 km
We are determined to provide sensibly priced loan for Singaporeans and foreigners in Singapore. A...
68 Orchard Road #B1-25 Plaza Singapura Singapore 238839 4.84 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
1 Scotts Road #03-04 Shaw Centre Singapore 228208 4.84 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
252 North Bridge Road #B1-04/05 Raffles City Shopping Centre Singapore 179103 4.89 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
2 Bayfront Ave #01-30 The Shoppes at Marina Bay Sands Singapore 018972 4.92 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
250 NORTH BRIDGE ROAD RAFFLES CITY TOWER SINGAPORE 179101 4.93 km
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70 Stamford Road #B1-43 Singapore Management University Singapore 178901 4.94 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
14 SCOTTS ROAD FAR EAST PLAZA SINGAPORE 228213 4.98 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
252 North Bridge Road #02-26A/B Raffles City Shopping Centre Singapore 179103 4.99 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 5.22 km
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1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 5.23 km
We are an independent and licensed money lender. If its quick personal loan that you need, anywhe...
460 North Bridge Road #01-00 Singapore 188734 5.4 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
470 NORTH BRIDGE ROAD BUGIS CUBE SINGAPORE 188735 5.43 km
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3 Temasek Boulevard #02-709/710/711 Suntec City Mall Singapore 038983 5.51 km
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189 SELEGIE ROAD SELEGIE CENTRE SINGAPORE 188332 5.54 km
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3 Temasek Boulevard #02-735 / 736 Suntec City Mall Singapore 038983 5.55 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean international banki...
175A Bencoolen Street Burlington Square Square 189650 5.56 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a widespread...
3 Temasek Boulevard Suntec City Mall #02-411/412 (Near Tower 5) Singapore 038983 5.6 km
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149 Rochor Road #01-26 Fu Lu Shou Complex Singapore 188425 5.61 km
United Overseas Bank Limited (frequently understood as UOB) is a Singaporean international bankin...
BUKIT TIMAH ROAD 87C TAN KONG TIEN BUILDING SINGAPORE 229834 5.65 km
For years, we have been offering competitive loan packages to those that needs emergency funds. A...
Blk 43 Holland Drive #01-53 Singapore 270043 5.72 km
POSB Bank (or merely referred to as POSB) is a Singaporean bank offering customer banking service...
Blk 43 Holland Drive, #01-55 Singapore 270043 5.72 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
135 Bukit Timah Road Newton Building Singapore 229837 5.74 km
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Raffles Holland V , 118 Holland Avenue #02-05 Singapore 278997 5.77 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
43A CAMPBELL LANE SINGAPORE 209915 5.79 km
We are established to offer cost effective loan for Singaporeans and foreigners in Singapore. As ...
43A CAMPBELL LANE SINGAPORE 209915 5.79 km
We have invested greatly in exceptionally trained workforce and this differentiate us from other ...
10 JALAN BESAR SIM LIM TOWER SINGAPORE 208787 5.82 km
We are an professional and licensed money lender. If its quick personal loan that you need, no ma...
211 Holland Avenue #01-12 Holland Road Shopping Centre Singapore 278967 5.82 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
JALAN BESAR SINGAPORE 208797 5.84 km
We have invested profoundly in highly trained workforce and this sets us apart from other money l...
249 Holland Ave Singapore 278980 5.89 km
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UPPER DICKSON ROAD SINGAPORE 207488 5.89 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a wide-ra...
25 NORRIS ROAD SINGAPORE 208267 6.13 km
There are customised loan services easily available to each customer. We provide a versatile repa...
25 NORRIS ROAD SINGAPORE 208267 6.13 km
There are personalised loan services available to each customer. We offer a flexible repayment sc...
SERANGOON ROAD SINGAPORE 218084 6.28 km
For years, we have been providing affordable loan packages to those that needs emergency funds. A...
SERANGOON ROAD SINGAPORE 218085 6.28 km
There are personalised loan services accessible to each customer. We offer a flexible repayment s...
SERANGOON ROAD SINGAPORE 218085 6.28 km
For years, we have been rendering competitive loan packages to those that needs emergency funds. ...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 6.3 km
We have invested greatly in exceptionally trained workforce and this sets us apart from other mon...
31 Lower Kent Ridge Road #01-02 Yusof Ishak House Singapore 119078 6.33 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 6.33 km
We have been Singapore’s top licensed and most trusted moneylender. We render a wide select...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 6.33 km
There are customised loan services readily available to each customer. We provide a versatile rep...
200 Jalan Sultan #01-06 Textile Centre Singapore 199018 6.34 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
1 Farrer Park Station Road #01-13 Connexion Singapore 217562 6.5 km
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801 FRENCH ROAD SINGAPORE 200801 6.54 km
We are established to offer competitive loan for Singaporeans and foreigners in Singapore. As a l...
801 FRENCH ROAD SINGAPORE 200801 6.54 km
We are an professional and licensed money lender. If its quick cash loan that you need, anywhere ...
801 FRENCH ROAD SINGAPORE 200801 6.54 km
we strive to achieve each and every one of our customers’ wants and needs. We are an money ...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 6.59 km
For years, we have been rendering reasonable loan packages to those who need emergency funds. As ...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 6.59 km
We have invested greatly in truly trained workforce and this sets us apart from other money lende...
BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 6.59 km
For years, we have been providing competitive loan packages to those that needs emergency funds. ...
180 Kitchener Road #02-01/02 Singapore 208539 6.62 km
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238A Thomson Road #01-38 Novena Square Singapore 307685 6.62 km
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587 Bukit Timah Road #02-25/26/27/28 Coronation 6.73 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
883 NORTH BRIDGE ROAD SOUTHBANK SINGAPORE 198785 6.78 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
10 Sinaran Drive #02-19/20 Square 2 Singapore 307506 6.82 km
POSB Bank (or merely called POSB) is a Singaporean bank offering customer banking services and is...
JALAN BESAR SINGAPORE 208984 6.83 km
For years, we have been rendering reasonable loan packages to those who need emergency funds. As ...
500 Dover Road Singapore Polytechnic, Food Court 5 (FC512) Singapore 139651 6.95 km
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12 Kallang Avenue, #01-24 Singapore 339511 7.12 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
262 BALESTIER ROAD OKIO SINGAPORE 329714 7.39 km
We feel that every customer relationship is very crucial when it comes to working in this industr...
279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 7.39 km
Times are tough in Singapore and consumers and businessowners are finding it harder to gain acces...
BALESTIER ROAD SINGAPORE 329726 7.41 km
We feel that every customer relationship is extremely essential when it comes to working in this ...
1 Stadium Place #01-06/07 Singapore 397628 7.47 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 7.47 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
2 Clementi West Street 2 #01-06 West Coast Community Centre Singapore 129605 7.5 km
Established on January 1, 1877 as the Post Workplace Savings Bank (POSB), the bank was part of th...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 7.55 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 7.6 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 7.67 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
827 Bukit Timah Road Singapore 279886 8 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 8.15 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 8.16 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...
150 LORONG 1 TOA PAYOH SINGAPORE 310150 8.18 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 8.18 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 450 Clementi Avenue 3 #01-287/289 Singapore 120450 8.19 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
Blk 450 Clementi Avenue 3 #01-293/295 Singapore 120450 8.19 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 449 Clementi Avenue 3 #01-243 Singapore 120449 8.23 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 8.23 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 8.23 km