211 Hougang St 21 #01-295 Singapore 530211
211 Hougang Street 21 Singapore 530211 SG

Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financial services organisation with its head office in Singapore. Publicly noted, OCBC Bank’s biggest investor is the Lee Group of Business.

OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 branches and offices

In 1932, 3 banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), combined to form Oversea-Chinese Banking Corporation under the management of Tan Ean Kiam and Lee Kong Chian. In the subsequent years, the bank expanded its operations and became the largest bank in South East Asia.

Idea With respect to Securing Personal Loans In Singapore

Never take personal loans two to three months prior to another significant loan. In other words, no individual loans if you’re intending to purchase a car, house, and so on.

When you take a bank loan for a cars and truck or house, a key aspect is your DSR (Debt Servicing Ratio ). This determines what portion of your earnings can enter into paying back the real estate or auto loan, including other overheads (e.g. payment for other personal loans).

So a DSR of 50% implies your loan payments, plus repayments of other loans you have, can’t surpass 50% of your income.Just for reference, a lot of banks allow 40% DSR for a house, and 30% DSR for a car.

Loans Get Cheaper As the Loan Gets More Specific – So when it comes to getting loans, be as specific as you can. Do not take a individual loan to remodel your house, not when there’s a renovation loan plan. Do not take a individual loan to spend for your education, when there’s an education loan plan.

In order to motivate you, specific loan plans often have lower rates of interest. Individual loans tend to charge interest of about 6% to 8%, whereas specific loans (renovation loans, education loans, etc). have rates as low as 2%. Ask the banker to match a plan to your requirements.

Many individual loans are unsecured. As in, there’s no collateral behind them. And given that the providing banks have no security, they’ll compensate by boosting rate of interest.

If you do not feel confident you’ll pay it back, that indicates you must never take a personal loan without understanding of precisely.

Do not utilize personal loans as alternative business loans. You ought to only take a individual loan to ease cash problems.

210 HOUGANG STREET 21 SINGAPORE 530210 0.08 km
we make every effort to achieve each and every one of our customers’ needs and wants. We ar...
Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 0.29 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering consumer banking services and ...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 0.33 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 0.81 km
United Overseas Bank Limited (frequently understood as UOB) is a Singaporean multinational bankin...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 1.21 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a widespread r...
Blk 805 Hougang Central #01-102/104 Singapore 530805 1.42 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering customer banking services and ...
80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 1.44 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 1.48 km
Trying to find personal loans in Singapore with rapid approval time? Need an urgent loan? There c...
90 Hougang Ave 10 #01-01/05 Hougang Mall Singapore 538766 1.59 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
23 Serangoon Central #01-52/53 nex Singapore 556083 1.93 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 1.95 km
POSB Bank (or just known as POSB) is a Singaporean bank offering customer banking services and is...
23 Serangoon Central #B2-28/29 Singapore 556083 2 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 2.06 km
We have invested heavily in exceptionally trained workforce and this differentiate us from other ...
69 Serangoon Garden Way Singapore 555965 2.52 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 2.58 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
86/88 Serangoon Garden Way Singapore 555982 2.59 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
26 Tai Seng Street #01-01 Singapore 534057 2.68 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
8 BURN ROAD TRIVEX SINGAPORE 369977 2.72 km
Times are tough in Singapore and consumers and businessowners are finding it harder to access cre...
30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 2.83 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
Blk 118 Rivervale Drive #01-21 Rivervale Plaza Singapore 540118 3.25 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 3.27 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 3.45 km
We are established to offer reasonablypriced loan for Singaporeans and foreigners in Singapore. A...
Blk 301 Ubi Avenue 1 #01-257 Singapore 400301 3.6 km
POSB Bank (or just called POSB) is a Singaporean bank offering consumer banking services and is t...
Blk 302 Ubi Ave 1 #01-59/ 63 Singapore 400302 3.61 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 3.68 km
We are determined to provide competitive loan for Singaporeans and foreigners in Singapore. As a ...
1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 3.68 km
POSB Bank (or just called POSB) is a Singaporean bank offering customer banking services and is t...
1 Sengkang Square #02-04 Compass One Singapore 545078 3.71 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653 3.73 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 3.77 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 3.77 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering consumer banking services and ...
2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 4.03 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 4.44 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
501 Bishan St 11 #01-372/374 Singapore 570501 4.48 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 4.48 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean multinational banking organis...
53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 4.49 km
53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 4.51 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 4.52 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 4.53 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
60 Paya Lebar Road #01-45/46/52/53 Singapore 409051 4.58 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 4.61 km
We have invested massively in exceptionally trained workforce and this sets us apart from other m...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 4.61 km
we aim to achieve each and every one of our customers’ wants and needs. We are an licensed ...
705 ANG MO KIO AVENUE 8 SINGAPORE 560705 4.62 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to gain a...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 4.63 km
Times are tough in Singapore and consumers and businessowners are finding it harder to get access...
BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 4.65 km
For years, we have been providing competitive loan packages to those in need of emergency funds. ...
Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 4.7 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 4.76 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 4.81 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer an extensi...
Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 4.94 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
GEYLANG ROAD SINGAPORE 389663 4.99 km
we strive to achieve each and every one of our customers’ wants and needs. We are an compan...
GEYLANG ROAD SINGAPORE 389636 5 km
There are personalised loan services accessible to each customer. We offer a versatile repayment ...
250 Sims Avenue #01-01 Singapore 387513 5.03 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
810 Geylang Road #01-51/55 City Plaza Singapore 409286 5.04 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
128 ANG MO KIO AVENUE 3 SINGAPORE 560128 5.06 km
We feel that each customer relationship is extremely essential when it comes to working in this i...
228 CHANGI ROAD ICON@CHANGI SINGAPORE 419741 5.09 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
186 TOA PAYOH CENTRAL SINGAPORE 310186 5.15 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to get ...
186 TOA PAYOH CENTRAL SINGAPORE 310186 5.15 km
Times are hard in Singapore and consumers and businessowners are finding it harder to gain access...
TOA PAYOH CENTRAL SINGAPORE 310183 5.15 km
We have invested greatly in highly trained workforce and this sets us apart from other money lend...
185 TOA PAYOH CENTRAL SINGAPORE 310185 5.16 km
We are determined to offer affordable loan for Singaporeans and expats in Singapore. As a license...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 5.16 km
For years, we have been delivering affordable loan packages to those looking for emergency funds....
185 TOA PAYOH CENTRAL SINGAPORE 310185 5.16 km
We are an legal and licensed money lender. If its quick cash loan that you need, no matter where ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 5.16 km
We have invested profoundly in exceptionally trained workforce and this sets us apart from other ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 5.16 km
We are determined to offer reasonablypriced loan for Singaporeans and expats in Singapore. As a l...
Blk 539 Bedok North Street 3 #01-647 Singapore 460539 5.22 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
Blk 827 Tampines Street 81 #01-138/140 Singapore 520827 5.24 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 5.24 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to gain...
BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 5.28 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 5.32 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 5.34 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 5.34 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...
BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 5.35 km
We are an legal and licensed money lender. If its quick personal loan that you require, no matter...
520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 5.36 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 5.36 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
83 Punggol Central #01-01 Waterway Point Singapore 828761 5.39 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
83 Punggol Central #01-13 Waterway Point Singapore 828761 5.39 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 5.39 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
83 Punggol Central #01-15 Singapore 828761 5.44 km
Founded on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part of t...
159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 5.6 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a wide s...
150 LORONG 1 TOA PAYOH SINGAPORE 310150 5.6 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 5.61 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
BALESTIER ROAD SINGAPORE 329726 5.68 km
We feel that every customer relationship is extremely essential when it comes to working in this ...
262 BALESTIER ROAD OKIO SINGAPORE 329714 5.68 km
We feel that every customer relationship is very crucial when it comes to working in this industr...
279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 5.72 km
Times are tough in Singapore and consumers and businessowners are finding it harder to gain acces...
163 ANG MO KIO AVE 4 SINGAPORE 560163 5.72 km
For years, we have been delivering competitive loan packages to those who need emergency funds. A...
Blk 629 Ang Mo Kio Avenue 4 #01-1018 Singapore 560629 5.79 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629 5.79 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
181 Upper Thomson Road Singapore 574331 5.86 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
204 Bedok North St 1 #01-403/405/407 Singapore 460204 5.98 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
12 Kallang Avenue, #01-24 Singapore 339511 6.03 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
251-253 Upper Thomson Road Singapore 574376 6.05 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean multinational bankin...
211 NEW UPPER CHANGI ROAD SINGAPORE 460211 6.11 km
There are personalised loan services accessible to each customer. We provide a manageable repayme...
JALAN BESAR SINGAPORE 208984 6.2 km
For years, we have been rendering reasonable loan packages to those who need emergency funds. As ...
1 Tampines Central 1 #01-01 UOB Tampines Centre Singapore 529539 6.21 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean multinational bankin...
Blk 213 Bedok North Street 1 #01-103 Singapore 460213 6.22 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
Blk 210 New Upper Changi Road #01-707 Singapore 460210 6.25 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
BLK 210 NEW UPPER CHANGI ROAD SINGAPORE 460210 6.25 km
We feel that each customer relationship is extremely vital when it comes to working in this indus...
Blk 210 New Upper Changi Road #01-711 Singapore 460210 6.25 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
1 Tampines Central 5 #01-02 Tampines CPF Building Singapore 529508 6.26 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
217 BEDOK NORTH STREET 1 SINGAPORE 460217 6.31 km
We have invested heavily in exceptionally trained workforce and this sets us apart from other mon...
Blk 513 Tampines Central #01-160 Singapore 520513 6.33 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 6.34 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
1 Stadium Place #01-06/07 Singapore 397628 6.34 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 6.34 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
180 Kitchener Road #02-01/02 Singapore 208539 6.38 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
Tampines 1 - 10 TAMPINES CENTRAL 1 #03-08/09 Singapore 529536 6.4 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
BLK 503 TAMPINES CENTRAL 1 SINGAPORE 520503 6.41 km
For years, we have been rendering reasonable loan packages to those who need emergency funds. As ...
50 EAST COAST ROAD ROXY SQUARE SINGAPORE 428769 6.44 km
We feel that every customer relationship is very crucial when it comes to operating in this indus...
88 Bedok North St 4 #01-163 Singapore 460088 6.45 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...