2 Orchard Turn #B2-57 Singapore 238801
437 Orchard Road Singapore SG

Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetary services organisation with its head workplace in Singapore. In 1932, three banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), combined to form Oversea-Chinese Banking Corporation under the management of Tan Ean Kiam and Lee Kong Chian. In the subsequent decades, the bank expanded its operations and ended up being the largest bank in South East Asia.

OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 branches and offices

In 1932, three banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), combined to form Oversea-Chinese Banking Corporation under the management of Tan Ean Kiam and Lee Kong Chian. In the subsequent years, the bank expanded its operations and ended up being the biggest bank in South East Asia.

Advice When it comes to Taking Personal Loans In Singapore

Do not ever take out a individual loan from a bank a couple of months prior to the significant loan if you are planning to take a major loan. This will affect you.

If you are taking a loan from the bank for a house or cars and truck, it is necessary to note your Debt Servicing Ratio which is a measure of the percentage of your routine earnings to the payment of your vehicle or house loan.

A DSR of 50% means your loan payments, plus repayments of any other loans you have, cannot go beyond 50% of your income.Just for referral, many banks permit 40% DSR for a house, and 30% DSR for a vehicle.

Specific Loans Are Cheaper – Take out a particular loan where you take a renovation loan for your renovation requirements and a auto loan for your vehicle. It is not a good idea to take out a personal loan for your car or renovation needs. When it concerns banks, specific loans’ rates of interest are lower.

They are unsecured where you have absolutely nothing to back the loans if you can not repay the banks when it comes to individual loans. Such loans are riskier for the banks and they have a greater interest rate for individual loans. Due to the nature of such individual loans, it is not advisable to take individual loans except for emergency situation scenarios.

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We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
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We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
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We are determined to provide affordable loan for Singaporeans and foreigners in Singapore. As a l...
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There are customised loan services easily available to each customer. We provide a versatile repa...
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We are established to provide incredibly affordable loan for Singaporeans and expats in Singapore...
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We are an legal and licensed money lender. If its quick cash loan that you need, anywhere in Sing...
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There are personalised loan services accessible to each customer. We offer a versatile repayment ...
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There are personalised loan services accessible to each customer. We offer a manageable repayment...
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For years, we have been rendering reasonable loan packages to those who need emergency funds. As ...
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