Blk 301 Ubi Avenue 1 #01-257 Singapore 400301
301 Ubi Avenue 1 Singapore 400301 SG

POSB Bank (or just called POSB) is a Singaporean bank offering consumer banking services and is the oldest bank in constant operation in Singapore. Established on January 1, 1877 as the Post Office Savings Bank, the bank now runs as part of DBS Bank, which got the institution and its subsidiaries on November 16, 1998.

Prior to its acquisition, the bank was a major public bank offering low-cost banking services to Singaporeans. DBS Bank attempts to continue this custom by promising to keep costs low for fundamental savings accounts, and to exempt kids, full-time students below the age of 21 years and full-time National Servicemen from bank charges.

Idea With regard to Taking Personal Loans In Singapore

Do not ever take out a personal loan from a bank a few months prior to the significant loan if you are planning to take a significant loan. This will impact you.

When you take a bank loan for a vehicle or home, a essential factor is your DSR (Debt Servicing Ratio ). This measures what portion of your earnings can go into paying back the housing or auto loan, consisting of other overheads (e.g. payment for other personal loans).

Simply puts, a Debt Servicing Ratio of 50% implies that your debt obligation can not exceed 50% of your income. As a guide, the majority of banks allow 40% Debt Servicing Ratio for a home and 30% for a car loan

Particular Loans Are Cheaper – Take out a specific loan where you take a renovation loan for your renovation requirements and a car loan for your automobile. It is not wise to secure a individual loan for your cars and truck or renovation needs. When it pertains to banks, particular loans’ rates of interest are lower.

They are unsecured where you have absolutely nothing to back the loans if you can not repay the banks when it comes to individual loans. Such loans are riskier for the banks and they have a higher rate of interest for individual loans. Due to the nature of such individual loans, it is not a good idea to take personal loans except for emergency scenarios.

Blk 302 Ubi Ave 1 #01-59/ 63 Singapore 400302 0.15 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 0.15 km
We are established to offer reasonablypriced loan for Singaporeans and foreigners in Singapore. A...
65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 0.52 km
We are determined to provide competitive loan for Singaporeans and foreigners in Singapore. As a ...
7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 0.89 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 1.23 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 1.42 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
228 CHANGI ROAD ICON@CHANGI SINGAPORE 419741 1.52 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
26 Tai Seng Street #01-01 Singapore 534057 1.54 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
60 Paya Lebar Road #01-45/46/52/53 Singapore 409051 1.7 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
8 BURN ROAD TRIVEX SINGAPORE 369977 1.88 km
Times are tough in Singapore and consumers and businessowners are finding it harder to access cre...
810 Geylang Road #01-51/55 City Plaza Singapore 409286 2.02 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
GEYLANG ROAD SINGAPORE 389663 2.12 km
we strive to achieve each and every one of our customers’ wants and needs. We are an compan...
GEYLANG ROAD SINGAPORE 389636 2.2 km
There are personalised loan services accessible to each customer. We offer a versatile repayment ...
Blk 539 Bedok North Street 3 #01-647 Singapore 460539 2.6 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
250 Sims Avenue #01-01 Singapore 387513 2.78 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 2.8 km
United Overseas Bank Limited (frequently understood as UOB) is a Singaporean multinational bankin...
50 EAST COAST ROAD ROXY SQUARE SINGAPORE 428769 2.96 km
We feel that every customer relationship is very crucial when it comes to operating in this indus...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 3 km
Trying to find personal loans in Singapore with rapid approval time? Need an urgent loan? There c...
83 Marine Parade Central #01-576/578 Singapore 440083 3.14 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
204 Bedok North St 1 #01-403/405/407 Singapore 460204 3.14 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
Blk 83 Marine Parade #01-584/586 Singapore 440083 3.15 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
211 NEW UPPER CHANGI ROAD SINGAPORE 460211 3.21 km
There are personalised loan services accessible to each customer. We provide a manageable repayme...
80 Marine Parade Road #01-13 Parkway Parade Singapore 449269 3.28 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean international banking...
80 Marine Parade Road #01-12 Parkway Parade Singapore 449269 3.28 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 210 New Upper Changi Road #01-707 Singapore 460210 3.37 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
BLK 210 NEW UPPER CHANGI ROAD SINGAPORE 460210 3.37 km
We feel that each customer relationship is extremely vital when it comes to working in this indus...
Blk 210 New Upper Changi Road #01-711 Singapore 460210 3.37 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
Blk 213 Bedok North Street 1 #01-103 Singapore 460213 3.43 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
217 BEDOK NORTH STREET 1 SINGAPORE 460217 3.57 km
We have invested heavily in exceptionally trained workforce and this sets us apart from other mon...
211 Hougang St 21 #01-295 Singapore 530211 3.6 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
210 HOUGANG STREET 21 SINGAPORE 530210 3.61 km
we make every effort to achieve each and every one of our customers’ needs and wants. We ar...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 3.62 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a widespread r...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 3.65 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 3.72 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering consumer banking services and ...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 3.88 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 3.88 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering consumer banking services and ...
23 Serangoon Central #01-52/53 nex Singapore 556083 3.89 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
23 Serangoon Central #B2-28/29 Singapore 556083 3.96 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
129 BEDOK NORTH STREET 2 SINGAPORE 460129 4.01 km
We are an legal and licensed money lender. If its quick personal loan that you need, no matter wh...
Blk 827 Tampines Street 81 #01-138/140 Singapore 520827 4.11 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
88 Bedok North St 4 #01-163 Singapore 460088 4.13 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 4.25 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
1 Stadium Place #01-06/07 Singapore 397628 4.25 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 4.3 km
POSB Bank (or just known as POSB) is a Singaporean bank offering customer banking services and is...
Blk 805 Hougang Central #01-102/104 Singapore 530805 4.53 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering customer banking services and ...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 4.56 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 4.66 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 4.74 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
12 Kallang Avenue, #01-24 Singapore 339511 4.74 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
90 Hougang Ave 10 #01-01/05 Hougang Mall Singapore 538766 4.75 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
883 NORTH BRIDGE ROAD SOUTHBANK SINGAPORE 198785 4.97 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 5.12 km
For years, we have been rendering reasonable loan packages to those who need emergency funds. As ...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 5.12 km
We have invested greatly in truly trained workforce and this sets us apart from other money lende...
BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 5.12 km
For years, we have been providing competitive loan packages to those that needs emergency funds. ...
1 Tampines Central 1 #01-01 UOB Tampines Centre Singapore 529539 5.16 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean multinational bankin...
JALAN BESAR SINGAPORE 208984 5.18 km
For years, we have been rendering reasonable loan packages to those who need emergency funds. As ...
1 Tampines Central 5 #01-02 Tampines CPF Building Singapore 529508 5.24 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
801 FRENCH ROAD SINGAPORE 200801 5.3 km
We are established to offer competitive loan for Singaporeans and foreigners in Singapore. As a l...
801 FRENCH ROAD SINGAPORE 200801 5.3 km
We are an professional and licensed money lender. If its quick cash loan that you need, anywhere ...
801 FRENCH ROAD SINGAPORE 200801 5.3 km
we strive to achieve each and every one of our customers’ wants and needs. We are an money ...
Blk 513 Tampines Central #01-160 Singapore 520513 5.36 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
200 Jalan Sultan #01-06 Textile Centre Singapore 199018 5.41 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 5.42 km
We have been Singapore’s top licensed and most trusted moneylender. We render a wide select...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 5.42 km
There are customised loan services readily available to each customer. We provide a versatile rep...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 5.44 km
We have invested greatly in exceptionally trained workforce and this sets us apart from other mon...
Tampines 1 - 10 TAMPINES CENTRAL 1 #03-08/09 Singapore 529536 5.45 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
180 Kitchener Road #02-01/02 Singapore 208539 5.48 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
69 Serangoon Garden Way Singapore 555965 5.49 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 5.49 km
We have invested heavily in exceptionally trained workforce and this differentiate us from other ...
262 BALESTIER ROAD OKIO SINGAPORE 329714 5.51 km
We feel that every customer relationship is very crucial when it comes to working in this industr...
86/88 Serangoon Garden Way Singapore 555982 5.56 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
BALESTIER ROAD SINGAPORE 329726 5.56 km
We feel that every customer relationship is extremely essential when it comes to working in this ...
BLK 503 TAMPINES CENTRAL 1 SINGAPORE 520503 5.56 km
For years, we have been rendering reasonable loan packages to those who need emergency funds. As ...
1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 5.6 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 5.63 km
Times are tough in Singapore and consumers and businessowners are finding it harder to gain acces...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 5.66 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
186 TOA PAYOH CENTRAL SINGAPORE 310186 5.76 km
Times are hard in Singapore and consumers and businessowners are finding it harder to gain access...
186 TOA PAYOH CENTRAL SINGAPORE 310186 5.76 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to get ...
1 Farrer Park Station Road #01-13 Connexion Singapore 217562 5.76 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 5.78 km
We are determined to offer affordable loan for Singaporeans and expats in Singapore. As a license...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 5.78 km
For years, we have been delivering affordable loan packages to those looking for emergency funds....
185 TOA PAYOH CENTRAL SINGAPORE 310185 5.78 km
We are an legal and licensed money lender. If its quick cash loan that you need, no matter where ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 5.78 km
We have invested profoundly in exceptionally trained workforce and this sets us apart from other ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 5.78 km
We are determined to offer reasonablypriced loan for Singaporeans and expats in Singapore. As a l...
3 Simei Street 6 #01-24/25/29 Eastpoint Mall Singapore 528833 5.82 km
POSB Bank (or just known as POSB) is a Singaporean bank offering customer banking services and is...
SERANGOON ROAD SINGAPORE 218085 5.83 km
There are personalised loan services accessible to each customer. We offer a flexible repayment s...
SERANGOON ROAD SINGAPORE 218085 5.83 km
For years, we have been rendering competitive loan packages to those that needs emergency funds. ...
SERANGOON ROAD SINGAPORE 218084 5.84 km
For years, we have been providing affordable loan packages to those that needs emergency funds. A...
BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 5.84 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
TOA PAYOH CENTRAL SINGAPORE 310183 5.85 km
We have invested greatly in highly trained workforce and this sets us apart from other money lend...
25 NORRIS ROAD SINGAPORE 208267 5.92 km
There are customised loan services easily available to each customer. We provide a versatile repa...
25 NORRIS ROAD SINGAPORE 208267 5.92 km
There are personalised loan services available to each customer. We offer a flexible repayment sc...
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 5.95 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 5.95 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to gain...