2 Bayfront Ave #01-30 The Shoppes at Marina Bay Sands Singapore 018972
8 Bayfront Avenue Singapore 018955 SG

DBS Bank Ltd is an international banking and financial services corporation headquartered in Marina Bay, Singapore. The company was named The Development Bank of Singapore Limited, before the present name was embraced in July 2003 to demonstrate its improving role as a regional bank.The bank’s strong capital position, along with “AA-” and “Aa1” credit ratings by Standard & Poor’s and Moody’s that are among the top-notch in the Asia-Pacific region, received it Global Finance’s “Safest Bank in Asia” accolade for six consecutive years, from 2009 to 2015. The Bank was also awarded the Best Digital Bank in the World in the year 2016 by EuroMoney. With operations in 17 markets, the bank has a regional network spanning more than 250 branches and over 1,100 ATMs across 50 cities

Suggestion When it comes to Taking Personal Loans In Singapore

If you are preparing to take a major loan, do not ever get a personal loan from a bank a couple of months prior to the significant loan. This will impact you.

If you are taking a loan from the bank for a house or car, it is important to note your Debt Servicing Ratio which is a step of the portion of your routine income to the payment of your vehicle or house loan.

In other words, a Debt Servicing Ratio of 50% means that all your debt responsibility can not go beyond 50% of your earnings. As a guide, the majority of banks allow 40% Debt Servicing Ratio for a house and 30% for a auto loan

Loans Get Cheaper As the Loan Gets More Specific – So when it pertains to getting loans, be as specific as you can. Don’t take a personal loan to renovate your house, not when there’s a renovation loan plan. Do not take a personal loan to spend for your education, when there’s an education loan package.

In order to encourage you, specific loan plans often have lower interest rates. Personal loans tend to charge interest of about 6% to 8%, whereas specific loans (renovation loans, education loans, etc).

The majority of personal loans are unsecured. As in, there’s no collateral behind them. And since the issuing banks have no security, they’ll compensate by boosting rate of interest.

That indicates you must never take a personal loan without knowledge of exactly when and how you’ll pay it back.

Don’t use personal loans as alternative business loans. Don’t utilize them to trade on Forex. Do not use them to buy high danger equities. You must just take a individual loan to relieve cash flow problems.

4.00 (1 review)
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