Blk 83 Marine Parade #01-584/586 Singapore 440083
83 Marine Parade Central Singapore 440083 SG

Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Postal Solutions Department in the Straits Settlements and was established by the colonial government to offer banking services for lower-income citizens.Following completion of World War II and the dissolvement of the Straits Settlement, the 1948 Savings Bank Regulation came into effect and in 1949, POSB was separated from the other post office savings banks in Malaya, with the bank’s liabilities and properties split between Singapore and the Federated Malay States. [4] After the separation from 1949 to 1955, total deposits of the bank increased from M$ 27.4 million to M$ 57.6 million and in 1951, the bank had its 100,000 th depositor.

Idea Regarding Taking Personal Loans In Singapore

Never take personal loans 2 to 3 months before another major loan. In other words, no individual loans if you’re planning to buy a vehicle, home, etc.

When you take a bank loan for a automobile or house, a crucial element is your DSR (Debt Servicing Ratio ). This measures exactly what portion of your income can enter into repaying the housing or car loan, consisting of other overheads (e.g. payment for other individual loans).

A DSR of 50% means your loan repayments, plus payments of any other loans you have, can’t surpass 50% of your income.Just for referral, many banks allow 40% DSR for a home, and 30% DSR for a car.

Loans Get Cheaper As the Loan Gets More Specific – So when it concerns getting loans, be as particular as you can. Don’t take a individual loan to remodel your house, not when there’s a renovation loan plan. Do not take a individual loan to spend for your education, when there’s an education loan package.

In order to motivate you, specific loan plans typically have lower interest rates. Personal loans tend to charge interest of about 6% to 8%, whereas particular loans (renovation loans, education loans, etc).

The majority of personal loans are unsecured. As in, there’s no collateral behind them. And considering that the providing banks have no security, they’ll compensate by jacking up rates of interest.

At any time you are not certain you’ll pay it back, that indicates you should never take a personal loan without understanding of precisely.

Do not utilize individual loans as alternative business loans. Don’t use them to trade on Forex. Do not use them to purchase high risk equities. You ought to just take a individual loan to alleviate capital problems

83 Marine Parade Central #01-576/578 Singapore 440083 0.01 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
80 Marine Parade Road #01-12 Parkway Parade Singapore 449269 0.15 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
80 Marine Parade Road #01-13 Parkway Parade Singapore 449269 0.16 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean international banking...
50 EAST COAST ROAD ROXY SQUARE SINGAPORE 428769 0.27 km
We feel that every customer relationship is very crucial when it comes to operating in this indus...
228 CHANGI ROAD ICON@CHANGI SINGAPORE 419741 1.63 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 1.92 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
810 Geylang Road #01-51/55 City Plaza Singapore 409286 1.95 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
GEYLANG ROAD SINGAPORE 389663 2.16 km
we strive to achieve each and every one of our customers’ wants and needs. We are an compan...
GEYLANG ROAD SINGAPORE 389636 2.22 km
There are personalised loan services accessible to each customer. We offer a versatile repayment ...
60 Paya Lebar Road #01-45/46/52/53 Singapore 409051 2.35 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
250 Sims Avenue #01-01 Singapore 387513 2.94 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 2.99 km
We are determined to provide competitive loan for Singaporeans and foreigners in Singapore. As a ...
Blk 302 Ubi Ave 1 #01-59/ 63 Singapore 400302 3.1 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
Blk 301 Ubi Avenue 1 #01-257 Singapore 400301 3.15 km
POSB Bank (or just called POSB) is a Singaporean bank offering consumer banking services and is t...
61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 3.28 km
We are established to offer reasonablypriced loan for Singaporeans and foreigners in Singapore. A...
1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 3.54 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
1 Stadium Place #01-06/07 Singapore 397628 3.54 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
211 NEW UPPER CHANGI ROAD SINGAPORE 460211 3.67 km
There are personalised loan services accessible to each customer. We provide a manageable repayme...
204 Bedok North St 1 #01-403/405/407 Singapore 460204 3.75 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
BLK 210 NEW UPPER CHANGI ROAD SINGAPORE 460210 3.76 km
We feel that each customer relationship is extremely vital when it comes to working in this indus...
Blk 210 New Upper Changi Road #01-711 Singapore 460210 3.76 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
Blk 210 New Upper Changi Road #01-707 Singapore 460210 3.76 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 3.84 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
Blk 539 Bedok North Street 3 #01-647 Singapore 460539 3.87 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
Blk 213 Bedok North Street 1 #01-103 Singapore 460213 3.94 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 3.97 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
217 BEDOK NORTH STREET 1 SINGAPORE 460217 4.1 km
We have invested heavily in exceptionally trained workforce and this sets us apart from other mon...
26 Tai Seng Street #01-01 Singapore 534057 4.13 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
8 BURN ROAD TRIVEX SINGAPORE 369977 4.28 km
Times are tough in Singapore and consumers and businessowners are finding it harder to access cre...
129 BEDOK NORTH STREET 2 SINGAPORE 460129 4.5 km
We are an legal and licensed money lender. If its quick personal loan that you need, no matter wh...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 4.53 km
For years, we have been rendering reasonable loan packages to those who need emergency funds. As ...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 4.53 km
We have invested greatly in truly trained workforce and this sets us apart from other money lende...
BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 4.53 km
For years, we have been providing competitive loan packages to those that needs emergency funds. ...
883 NORTH BRIDGE ROAD SOUTHBANK SINGAPORE 198785 4.64 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
12 Kallang Avenue, #01-24 Singapore 339511 4.73 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
200 Jalan Sultan #01-06 Textile Centre Singapore 199018 4.97 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 4.97 km
We have been Singapore’s top licensed and most trusted moneylender. We render a wide select...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 4.97 km
There are customised loan services readily available to each customer. We provide a versatile rep...
88 Bedok North St 4 #01-163 Singapore 460088 4.98 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 4.98 km
We have invested greatly in exceptionally trained workforce and this sets us apart from other mon...
801 FRENCH ROAD SINGAPORE 200801 5.1 km
We are established to offer competitive loan for Singaporeans and foreigners in Singapore. As a l...
801 FRENCH ROAD SINGAPORE 200801 5.1 km
We are an professional and licensed money lender. If its quick cash loan that you need, anywhere ...
801 FRENCH ROAD SINGAPORE 200801 5.1 km
we strive to achieve each and every one of our customers’ wants and needs. We are an money ...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 5.13 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
3 Temasek Boulevard Suntec City Mall #02-411/412 (Near Tower 5) Singapore 038983 5.22 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
3 Temasek Boulevard #02-735 / 736 Suntec City Mall Singapore 038983 5.22 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean international banki...
JALAN BESAR SINGAPORE 208984 5.29 km
For years, we have been rendering reasonable loan packages to those who need emergency funds. As ...
3 Temasek Boulevard #02-709/710/711 Suntec City Mall Singapore 038983 5.34 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 5.35 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 5.47 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 5.47 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering consumer banking services and ...
2 Bayfront Ave #01-30 The Shoppes at Marina Bay Sands Singapore 018972 5.54 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
180 Kitchener Road #02-01/02 Singapore 208539 5.58 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
470 NORTH BRIDGE ROAD BUGIS CUBE SINGAPORE 188735 5.64 km
For years, we have been delivering competitive loan packages to those who need emergency funds. A...
460 North Bridge Road #01-00 Singapore 188734 5.66 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
10 JALAN BESAR SIM LIM TOWER SINGAPORE 208787 5.71 km
We are an professional and licensed money lender. If its quick personal loan that you need, no ma...
JALAN BESAR SINGAPORE 208797 5.74 km
We have invested profoundly in highly trained workforce and this sets us apart from other money l...
149 Rochor Road #01-26 Fu Lu Shou Complex Singapore 188425 5.74 km
United Overseas Bank Limited (frequently understood as UOB) is a Singaporean international bankin...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 5.75 km
Trying to find personal loans in Singapore with rapid approval time? Need an urgent loan? There c...
25 NORRIS ROAD SINGAPORE 208267 5.84 km
There are customised loan services easily available to each customer. We provide a versatile repa...
25 NORRIS ROAD SINGAPORE 208267 5.84 km
There are personalised loan services available to each customer. We offer a flexible repayment sc...
SERANGOON ROAD SINGAPORE 218085 5.85 km
There are personalised loan services accessible to each customer. We offer a flexible repayment s...
SERANGOON ROAD SINGAPORE 218085 5.85 km
For years, we have been rendering competitive loan packages to those that needs emergency funds. ...
SERANGOON ROAD SINGAPORE 218084 5.86 km
For years, we have been providing affordable loan packages to those that needs emergency funds. A...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 5.86 km
United Overseas Bank Limited (frequently understood as UOB) is a Singaporean multinational bankin...
252 North Bridge Road #02-26A/B Raffles City Shopping Centre Singapore 179103 5.9 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
175A Bencoolen Street Burlington Square Square 189650 5.92 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a widespread...
43A CAMPBELL LANE SINGAPORE 209915 5.94 km
We are established to offer cost effective loan for Singaporeans and foreigners in Singapore. As ...
43A CAMPBELL LANE SINGAPORE 209915 5.94 km
We have invested greatly in exceptionally trained workforce and this differentiate us from other ...
250 NORTH BRIDGE ROAD RAFFLES CITY TOWER SINGAPORE 179101 5.94 km
There are personalised loan services available to each customer. We provide a flexible repayment ...
1 Farrer Park Station Road #01-13 Connexion Singapore 217562 5.94 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
UPPER DICKSON ROAD SINGAPORE 207488 5.95 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a wide-ra...
252 North Bridge Road #B1-04/05 Raffles City Shopping Centre Singapore 179103 5.96 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
Blk 827 Tampines Street 81 #01-138/140 Singapore 520827 6.06 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
70 Stamford Road #B1-43 Singapore Management University Singapore 178901 6.21 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
189 SELEGIE ROAD SELEGIE CENTRE SINGAPORE 188332 6.22 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
1 Coleman Street #01-14 The Adelphi Singapore 179803 6.24 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
5.00 (1 review)
111 NORTH BRIDGE ROAD PENINSULA PLAZA SINGAPORE 179098 6.25 km
we strive to achieve each and every one of our customers’ needs and wants. We are an money ...
1 COLEMAN STREET THE ADELPHI SINGAPORE 179803 6.25 km
We are an authorised and licensed money lender. If its quick cash loan that you need, no matter w...
262 BALESTIER ROAD OKIO SINGAPORE 329714 6.26 km
We feel that every customer relationship is very crucial when it comes to working in this industr...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 6.31 km
Times are hard in Singapore and consumers and businessowners are finding it harder to get access ...
12 Marina Boulevard Level 3 MBFC Tower 3 Singapore 018982 6.32 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
3 COLEMAN STREET PENINSULA SHOPPING CENTRE SINGAPORE 179804 6.32 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to acce...
BALESTIER ROAD SINGAPORE 329726 6.34 km
We feel that every customer relationship is extremely essential when it comes to working in this ...
10 Marina Boulevard #01-02 MBFC Tower 2 Singapore 018983 6.35 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
4.00 (1 review)
11 COLLYER QUAY THE ARCADE SINGAPORE 049317 6.35 km
We have invested greatly in incredibly trained workforce and this sets us apart from other money ...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 6.36 km
We are an independent and licensed money lender. If its quick personal loan that you need, anywhe...
10 Marina Boulevard #01-04, Marina Bay Financial Centre Tower 2 Singapore 018983 6.37 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
11 Collyer Quay, #02-25, The Arcade Singapore 049317 6.39 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 6.42 km
Times are tough in Singapore and consumers and businessowners are finding it harder to gain acces...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 6.42 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a widespread r...