30 Yishun Street 81 #01-04 Nee Soon South Community Club Singapore 768455
875 Yishun Street 81 Singapore SG

POSB Bank (or merely referred to as POSB) is a Singaporean bank offering customer banking services and is the oldest bank in continuous operation in Singapore. Established on January 1, 1877 as the Post Office Savings Bank, the bank now operates as part of DBS Bank, which obtained the institution and its subsidiaries on November 16, 1998.

Prior to its acquisition, the bank was a significant public bank offering affordable banking services to Singaporeans. DBS Bank tries to continue this tradition by assuring to keep expenses low for basic savings accounts, and to exempt children, full-time students listed below the age of 21 years and full-time National Servicemen from bank charges.

Idea Regarding Acquiring Personal Loans In Singapore

If you are planning to take a significant loan, do never get a personal loan from a bank a couple of months prior to the major loan. This will affect you.

When you take a bank loan for a vehicle or house, a crucial aspect is your DSR (Debt Servicing Ratio ). This determines what portion of your earnings can go into paying back the real estate or vehicle loan, including other overheads (e.g. repayment for other individual loans).

So a DSR of 50% implies your loan payments, plus repayments of other loans you have, cannot go beyond 50% of your income.Just for reference, most banks permit 40% DSR for a home, and 30% DSR for a automobile.

Specific Loans Are Cheaper – Take out a particular loan where you take a renovation loan for your renovation requirements and a car loan for your cars and truck. It is not wise to take out a individual loan for your cars and truck or renovation needs. When it concerns banks, specific loans’ rate of interest are lower.

They are unsecured where you have absolutely nothing to back the loans if you can not repay the banks when it comes to personal loans. Such loans are riskier for the banks and they have a higher interest rate for individual loans. Due to the nature of such personal loans, it is not recommended to take individual loans except for emergency situation scenarios.

BLK 846 YISHUN RING ROAD SINGAPORE 760846 0.21 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to gain...
Blk 926 Yishun Central 1 #01-183 Singapore 760926 1.44 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
930 Yishun Ave 2 #B1-37/38/39 Northpoint Shopping Centre Singapore 769098 1.61 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
930 Yishun Avenue 2 #01-41/42/43 Northpoint Shopping Centre Singapore 769098 1.61 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
Blk 101 Yishun Avenue 5 #01-05 Singapore 760101 1.92 km
POSB Bank (or just called POSB) is a Singaporean bank offering customer banking services and is t...
Blk 290 Yishun Street 22 #01-401 Singapore 760290 2.34 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
2 Sembawang Crescent #01-02 Canberra Community Club Singapore 757632 3.76 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and ...
629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629 3.92 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
Blk 629 Ang Mo Kio Avenue 4 #01-1018 Singapore 560629 3.92 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
30 Sembawang Drive #02-05 Sun Plaza Singapore 757713 4.08 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
163 ANG MO KIO AVE 4 SINGAPORE 560163 4.6 km
For years, we have been delivering competitive loan packages to those who need emergency funds. A...
2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 4.73 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 4.86 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer an extensi...
128 ANG MO KIO AVENUE 3 SINGAPORE 560128 5.01 km
We feel that each customer relationship is extremely essential when it comes to working in this i...
Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 5.03 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 5.06 km
We have invested massively in exceptionally trained workforce and this sets us apart from other m...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 5.06 km
we aim to achieve each and every one of our customers’ wants and needs. We are an licensed ...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 5.08 km
Times are tough in Singapore and consumers and businessowners are finding it harder to get access...
BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 5.14 km
For years, we have been providing competitive loan packages to those in need of emergency funds. ...
705 ANG MO KIO AVENUE 8 SINGAPORE 560705 5.15 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to gain a...
53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 5.25 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653 5.25 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 5.27 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 5.29 km
53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 5.32 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
900 South Woodlands Drive #02-01 Woodlands Civic Centre Singapore 730900 5.84 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
900 South Woodlands Drive #01-06 Woodlands Civic Centre Singapore 730900 5.84 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
1 Woodlands Square, #B1-26 Causeway Point Singapore 738099 5.96 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 Woodlands Square #01-16 Causeway Point Singapore 738099 5.96 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
SENOKO DRIVE SINGAPORE 758249 6.39 km
We are determined to provide competitive loan for Singaporeans and expats in Singapore. As a lice...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 6.47 km
We have invested heavily in exceptionally trained workforce and this differentiate us from other ...
1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 6.47 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 6.53 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a wide s...
86/88 Serangoon Garden Way Singapore 555982 6.55 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
69 Serangoon Garden Way Singapore 555965 6.61 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 6.74 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
251-253 Upper Thomson Road Singapore 574376 6.87 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean multinational bankin...
Blk 303 Woodlands Street 31 #01-191 Singapore 730303 7.06 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
303 Woodlands St 31 #01-159/161 Singapore 730303 7.06 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
1 Sengkang Square #02-04 Compass One Singapore 545078 7.08 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 7.11 km
POSB Bank (or just called POSB) is a Singaporean bank offering customer banking services and is t...
181 Upper Thomson Road Singapore 574331 7.17 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 7.33 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
83 Punggol Central #01-13 Waterway Point Singapore 828761 7.46 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
83 Punggol Central #01-01 Waterway Point Singapore 828761 7.46 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
83 Punggol Central #01-15 Singapore 828761 7.49 km
Founded on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part of t...
Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 7.57 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean multinational banking organis...
501 Bishan St 11 #01-372/374 Singapore 570501 7.57 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
1 Segar Road #01-06 Zhenghua Community Club Singapore 677738 7.75 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
Blk 2a Woodlands Centre Road #01-134 Singapore 731002 7.77 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 7.87 km
POSB Bank (or just known as POSB) is a Singaporean bank offering customer banking services and is...
80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 8.02 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
257 Bangkit Rd #01-51/55 Singapore 670257 8.03 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
Blk 260 Bangkit Road #01-15 Singapore 670260 8.04 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
90 Hougang Ave 10 #01-01/05 Hougang Mall Singapore 538766 8.04 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
Blk 118 Rivervale Drive #01-21 Rivervale Plaza Singapore 540118 8.09 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
Blk 805 Hougang Central #01-102/104 Singapore 530805 8.21 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering customer banking services and ...
23 Serangoon Central #B2-28/29 Singapore 556083 8.28 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 8.29 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering consumer banking services and ...
Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 8.32 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
23 Serangoon Central #01-52/53 nex Singapore 556083 8.33 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 8.34 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 8.38 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a widespread r...
210 HOUGANG STREET 21 SINGAPORE 530210 8.44 km
we make every effort to achieve each and every one of our customers’ needs and wants. We ar...
211 Hougang St 21 #01-295 Singapore 530211 8.47 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 8.56 km
We are an legal and licensed money lender. If its quick personal loan that you require, no matter...
1 Jelebu Road #02-02 Bukit Panjang Plaza Singapore 8.83 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 9.03 km
Trying to find personal loans in Singapore with rapid approval time? Need an urgent loan? There c...
150 LORONG 1 TOA PAYOH SINGAPORE 310150 9.1 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 9.18 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to gain...
TOA PAYOH CENTRAL SINGAPORE 310183 9.2 km
We have invested greatly in highly trained workforce and this sets us apart from other money lend...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 9.2 km
United Overseas Bank Limited (frequently understood as UOB) is a Singaporean multinational bankin...
Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 9.21 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 9.21 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
185 TOA PAYOH CENTRAL SINGAPORE 310185 9.3 km
We are determined to offer reasonablypriced loan for Singaporeans and expats in Singapore. As a l...
185 TOA PAYOH CENTRAL SINGAPORE 310185 9.3 km
We are determined to offer affordable loan for Singaporeans and expats in Singapore. As a license...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 9.3 km
For years, we have been delivering affordable loan packages to those looking for emergency funds....
185 TOA PAYOH CENTRAL SINGAPORE 310185 9.3 km
We are an legal and licensed money lender. If its quick cash loan that you need, no matter where ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 9.3 km
We have invested profoundly in exceptionally trained workforce and this sets us apart from other ...
186 TOA PAYOH CENTRAL SINGAPORE 310186 9.32 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to get ...
186 TOA PAYOH CENTRAL SINGAPORE 310186 9.32 km
Times are hard in Singapore and consumers and businessowners are finding it harder to gain access...
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 9.33 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 9.35 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...
BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 9.42 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 9.82 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 9.82 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering consumer banking services and ...
61 Choa Chu Kang Drive #01-04 Yew Tee MRT Station Singapore 689715 9.98 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and ...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 10.22 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
827 Bukit Timah Road Singapore 279886 10.34 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
170 UPPER BUKIT TIMAH ROAD BUKIT TIMAH SHOPPING CENTRE SINGAPORE 588179 10.36 km
There are personalised loan services readily available to each customer. We provide a manageable ...
170 Upper Bukit Timah Rd #01-01 Bukit Timah Shopping Centre Singapore 588179 10.38 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
140 UPPER BUKIT TIMAH ROAD BEAUTY WORLD PLAZA SINGAPORE 588176 10.4 km
We are an authorised and licensed money lender. If its quick personal loan that you require, anyw...
148 Upper Bukit Timah Road #01-01 UOB Centre Singapore 588178 10.41 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 10.43 km
Times are tough in Singapore and consumers and businessowners are finding it harder to gain acces...
BALESTIER ROAD SINGAPORE 329726 10.47 km
We feel that every customer relationship is extremely essential when it comes to working in this ...
8 BURN ROAD TRIVEX SINGAPORE 369977 10.48 km
Times are tough in Singapore and consumers and businessowners are finding it harder to access cre...
587 Bukit Timah Road #02-25/26/27/28 Coronation 10.52 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
10 Sinaran Drive #02-19/20 Square 2 Singapore 307506 10.53 km
POSB Bank (or merely called POSB) is a Singaporean bank offering customer banking services and is...
262 BALESTIER ROAD OKIO SINGAPORE 329714 10.53 km
We feel that every customer relationship is very crucial when it comes to working in this industr...
1 Jalan Anak Bukit #01-19/20 Bukit Timah Plaza Singapore 588996 10.55 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
26 Tai Seng Street #01-01 Singapore 534057 10.66 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
238A Thomson Road #01-38 Novena Square Singapore 307685 10.74 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
304 Choa Chu Kang Ave 4 #01-663 Singapore 680304 10.8 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
Blk 304 Choa Chu Kang Avenue 4 #01-657/659 Singapore 680304 10.8 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 10.82 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
96 JALAN JURONG KECHIL SINGAPORE 598599 10.84 km
We feel that every customer relationship is very critical when it comes to operating in this indu...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 11.02 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 11.14 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
1 Farrer Park Station Road #01-13 Connexion Singapore 217562 11.6 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
135 Bukit Timah Road Newton Building Singapore 229837 11.67 km
POSB Bank (or simply called POSB) is a Singaporean bank offering consumer banking services and is...
7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 11.74 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
180 Kitchener Road #02-01/02 Singapore 208539 11.76 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
Blk 637 Bukit Batok Central #01-16 Singapore 650637 11.77 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
JALAN BESAR SINGAPORE 208984 11.8 km
For years, we have been rendering reasonable loan packages to those who need emergency funds. As ...
61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 11.8 km
We are established to offer reasonablypriced loan for Singaporeans and foreigners in Singapore. A...
634 Bukit Batok Central #01-108 Singapore 650634 11.81 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
Blk 634 Bukit Batok Central #01-104/106 Singapore 650634 11.81 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
Blk 636 Bukit Batok Central #01-02/04 Singapore 650636 11.81 km
POSB Bank (or just called POSB) is a Singaporean bank offering customer banking services and is t...
SERANGOON ROAD SINGAPORE 218085 11.9 km
There are personalised loan services accessible to each customer. We offer a flexible repayment s...
SERANGOON ROAD SINGAPORE 218085 11.9 km
For years, we have been rendering competitive loan packages to those that needs emergency funds. ...
65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 11.9 km
We are determined to provide competitive loan for Singaporeans and foreigners in Singapore. As a ...
SERANGOON ROAD SINGAPORE 218084 11.9 km
For years, we have been providing affordable loan packages to those that needs emergency funds. A...
Blk 302 Ubi Ave 1 #01-59/ 63 Singapore 400302 11.93 km