60 Paya Lebar Road #01-45/46/52/53 Singapore 409051
60 Paya Lebar Road Singapore 409051 SG

Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted monetary services organisation with its head workplace in Singapore. The “Oversea-Chinese” use leads many to believe mistakenly that the bank’s name is misspelled, but this is the proper standard spelling. OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 branches and workplaces

OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 branches and workplaces

In 1932, three banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), combined to form Oversea-Chinese Banking Corporation under the leadership of Tan Ean Kiam and Lee Kong Chian. In the subsequent decades, the bank expanded its operations and became the largest bank in South East Asia.

Idea When it comes to Securing Personal Loans In Singapore

Do not ever take out a personal loan from a bank a few months before the significant loan if you are preparing to take a major loan. This will affect you.

A crucial factor is your DSR (Debt Servicing Ratio)when you take a bank loan for a automobile or house. This measures what percentage of your income can enter into paying back the real estate or auto loan, including other overheads (e.g. payment for other personal loans).

A DSR of 50% means your loan repayments, plus payments of any other loans you have, cannot exceed 50% of your income.Just for referral, a lot of banks enable 40% DSR for a house, and 30% DSR for a vehicle.

Loans Get Cheaper As the Loan Gets More Specific – So when it comes to getting loans, be as particular as you can. Don’t take a individual loan to refurbish your house, not when there’s a renovation loan package. Do not take a personal loan to spend for your education, when there’s an education loan package.

In order to encourage you, specific loan packages often have lower interest rates. Individual loans tend to charge interest of about 6% to 8%, whereas specific loans (renovation loans, education loans, etc). have rates as low as 2%. Ask the banker to match a plan to your needs.

A lot of individual loans are unsecured. As in, there’s no security behind them. And because the issuing banks have no security, they’ll compensate by jacking up rate of interest.

If you aren’t certain you’ll pay it back, that implies you should never ever take a individual loan without knowledge of precisely.

Don’t use individual loans as alternative business loans. Don’t utilize them to trade on Forex. Don’t utilize them to buy high risk equities. You should just take a personal loan to alleviate capital problems.

GEYLANG ROAD SINGAPORE 389663 0.45 km
we strive to achieve each and every one of our customers’ wants and needs. We are an compan...
810 Geylang Road #01-51/55 City Plaza Singapore 409286 0.46 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
GEYLANG ROAD SINGAPORE 389636 0.51 km
There are personalised loan services accessible to each customer. We offer a versatile repayment ...
30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 1.14 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
250 Sims Avenue #01-01 Singapore 387513 1.18 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 1.23 km
We are determined to provide competitive loan for Singaporeans and foreigners in Singapore. As a ...
228 CHANGI ROAD ICON@CHANGI SINGAPORE 419741 1.37 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
Blk 302 Ubi Ave 1 #01-59/ 63 Singapore 400302 1.56 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
Blk 301 Ubi Avenue 1 #01-257 Singapore 400301 1.7 km
POSB Bank (or just called POSB) is a Singaporean bank offering consumer banking services and is t...
61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 1.74 km
We are established to offer reasonablypriced loan for Singaporeans and foreigners in Singapore. A...
30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 1.76 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
26 Tai Seng Street #01-01 Singapore 534057 1.92 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
8 BURN ROAD TRIVEX SINGAPORE 369977 1.99 km
Times are tough in Singapore and consumers and businessowners are finding it harder to access cre...
50 EAST COAST ROAD ROXY SQUARE SINGAPORE 428769 2.08 km
We feel that every customer relationship is very crucial when it comes to operating in this indus...
83 Marine Parade Central #01-576/578 Singapore 440083 2.34 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
Blk 83 Marine Parade #01-584/586 Singapore 440083 2.35 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
80 Marine Parade Road #01-13 Parkway Parade Singapore 449269 2.42 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean international banking...
80 Marine Parade Road #01-12 Parkway Parade Singapore 449269 2.42 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 2.58 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
1 Stadium Place #01-06/07 Singapore 397628 2.58 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 2.58 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 3.21 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 3.21 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering consumer banking services and ...
12 Kallang Avenue, #01-24 Singapore 339511 3.25 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 3.3 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
883 NORTH BRIDGE ROAD SOUTHBANK SINGAPORE 198785 3.4 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 3.49 km
Trying to find personal loans in Singapore with rapid approval time? Need an urgent loan? There c...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 3.5 km
We have invested greatly in truly trained workforce and this sets us apart from other money lende...
BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 3.5 km
For years, we have been providing competitive loan packages to those that needs emergency funds. ...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 3.5 km
For years, we have been rendering reasonable loan packages to those who need emergency funds. As ...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 3.5 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
JALAN BESAR SINGAPORE 208984 3.76 km
For years, we have been rendering reasonable loan packages to those who need emergency funds. As ...
801 FRENCH ROAD SINGAPORE 200801 3.78 km
we strive to achieve each and every one of our customers’ wants and needs. We are an money ...
801 FRENCH ROAD SINGAPORE 200801 3.78 km
We are established to offer competitive loan for Singaporeans and foreigners in Singapore. As a l...
801 FRENCH ROAD SINGAPORE 200801 3.78 km
We are an professional and licensed money lender. If its quick cash loan that you need, anywhere ...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 3.79 km
United Overseas Bank Limited (frequently understood as UOB) is a Singaporean multinational bankin...
200 Jalan Sultan #01-06 Textile Centre Singapore 199018 3.83 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 3.84 km
We have been Singapore’s top licensed and most trusted moneylender. We render a wide select...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 3.84 km
There are customised loan services readily available to each customer. We provide a versatile rep...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 3.86 km
We have invested greatly in exceptionally trained workforce and this sets us apart from other mon...
Blk 539 Bedok North Street 3 #01-647 Singapore 460539 3.92 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
180 Kitchener Road #02-01/02 Singapore 208539 4.06 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
23 Serangoon Central #01-52/53 nex Singapore 556083 4.12 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 4.15 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a widespread r...
23 Serangoon Central #B2-28/29 Singapore 556083 4.17 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
204 Bedok North St 1 #01-403/405/407 Singapore 460204 4.25 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
211 NEW UPPER CHANGI ROAD SINGAPORE 460211 4.26 km
There are personalised loan services accessible to each customer. We provide a manageable repayme...
262 BALESTIER ROAD OKIO SINGAPORE 329714 4.38 km
We feel that every customer relationship is very crucial when it comes to working in this industr...
1 Farrer Park Station Road #01-13 Connexion Singapore 217562 4.39 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
SERANGOON ROAD SINGAPORE 218085 4.4 km
There are personalised loan services accessible to each customer. We offer a flexible repayment s...
SERANGOON ROAD SINGAPORE 218085 4.4 km
For years, we have been rendering competitive loan packages to those that needs emergency funds. ...
SERANGOON ROAD SINGAPORE 218084 4.41 km
For years, we have been providing affordable loan packages to those that needs emergency funds. A...
Blk 210 New Upper Changi Road #01-707 Singapore 460210 4.41 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
BLK 210 NEW UPPER CHANGI ROAD SINGAPORE 460210 4.41 km
We feel that each customer relationship is extremely vital when it comes to working in this indus...
Blk 210 New Upper Changi Road #01-711 Singapore 460210 4.41 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
BALESTIER ROAD SINGAPORE 329726 4.45 km
We feel that every customer relationship is extremely essential when it comes to working in this ...
3 Temasek Boulevard Suntec City Mall #02-411/412 (Near Tower 5) Singapore 038983 4.46 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
25 NORRIS ROAD SINGAPORE 208267 4.46 km
There are customised loan services easily available to each customer. We provide a versatile repa...
25 NORRIS ROAD SINGAPORE 208267 4.46 km
There are personalised loan services available to each customer. We offer a flexible repayment sc...
3 Temasek Boulevard #02-735 / 736 Suntec City Mall Singapore 038983 4.5 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean international banki...
10 JALAN BESAR SIM LIM TOWER SINGAPORE 208787 4.52 km
We are an professional and licensed money lender. If its quick personal loan that you need, no ma...
JALAN BESAR SINGAPORE 208797 4.52 km
We have invested profoundly in highly trained workforce and this sets us apart from other money l...
279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 4.52 km
Times are tough in Singapore and consumers and businessowners are finding it harder to gain acces...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 4.52 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 213 Bedok North Street 1 #01-103 Singapore 460213 4.53 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
3 Temasek Boulevard #02-709/710/711 Suntec City Mall Singapore 038983 4.55 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
210 HOUGANG STREET 21 SINGAPORE 530210 4.56 km
we make every effort to achieve each and every one of our customers’ needs and wants. We ar...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 4.58 km
POSB Bank (or just known as POSB) is a Singaporean bank offering customer banking services and is...
211 Hougang St 21 #01-295 Singapore 530211 4.58 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 4.6 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 4.6 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering consumer banking services and ...
UPPER DICKSON ROAD SINGAPORE 207488 4.64 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a wide-ra...
149 Rochor Road #01-26 Fu Lu Shou Complex Singapore 188425 4.64 km
United Overseas Bank Limited (frequently understood as UOB) is a Singaporean international bankin...
43A CAMPBELL LANE SINGAPORE 209915 4.68 km
We are established to offer cost effective loan for Singaporeans and foreigners in Singapore. As ...
43A CAMPBELL LANE SINGAPORE 209915 4.68 km
We have invested greatly in exceptionally trained workforce and this differentiate us from other ...
217 BEDOK NORTH STREET 1 SINGAPORE 460217 4.69 km
We have invested heavily in exceptionally trained workforce and this sets us apart from other mon...
470 NORTH BRIDGE ROAD BUGIS CUBE SINGAPORE 188735 4.7 km
For years, we have been delivering competitive loan packages to those who need emergency funds. A...
460 North Bridge Road #01-00 Singapore 188734 4.73 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
175A Bencoolen Street Burlington Square Square 189650 4.77 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a widespread...
186 TOA PAYOH CENTRAL SINGAPORE 310186 4.94 km
Times are hard in Singapore and consumers and businessowners are finding it harder to gain access...
186 TOA PAYOH CENTRAL SINGAPORE 310186 4.94 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to get ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 4.97 km
We are determined to offer affordable loan for Singaporeans and expats in Singapore. As a license...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 4.97 km
For years, we have been delivering affordable loan packages to those looking for emergency funds....
185 TOA PAYOH CENTRAL SINGAPORE 310185 4.97 km
We are an legal and licensed money lender. If its quick cash loan that you need, no matter where ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 4.97 km
We have invested profoundly in exceptionally trained workforce and this sets us apart from other ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 4.97 km
We are determined to offer reasonablypriced loan for Singaporeans and expats in Singapore. As a l...
189 SELEGIE ROAD SELEGIE CENTRE SINGAPORE 188332 4.98 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 4.98 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
TOA PAYOH CENTRAL SINGAPORE 310183 5.06 km
We have invested greatly in highly trained workforce and this sets us apart from other money lend...
252 North Bridge Road #02-26A/B Raffles City Shopping Centre Singapore 179103 5.1 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 5.11 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 5.11 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
129 BEDOK NORTH STREET 2 SINGAPORE 460129 5.15 km
We are an legal and licensed money lender. If its quick personal loan that you need, no matter wh...
BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 5.15 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to gain...
250 NORTH BRIDGE ROAD RAFFLES CITY TOWER SINGAPORE 179101 5.16 km
There are personalised loan services available to each customer. We provide a flexible repayment ...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 5.17 km
Times are hard in Singapore and consumers and businessowners are finding it harder to get access ...
BUKIT TIMAH ROAD 87C TAN KONG TIEN BUILDING SINGAPORE 229834 5.18 km
For years, we have been offering competitive loan packages to those that needs emergency funds. A...