33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653
33 Sengkang West Avenue Singapore 797653 SG

Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal Solutions Department in the Straits Settlements and was set up by the colonial federal government to offer banking services for lower-income citizens.Following the end of World War II and the dissolvement of the Straits Settlement, the 1948 Savings Bank Ordinance came into result and in 1949, POSB was separated from the other post workplace savings banks in Malaya, with the bank’s liabilities and properties divided in between Singapore and the Federated Malay States. After the separation from 1949 to 1955, total deposits of the bank increased from M$ 27.4 million to M$ 57.6 million and in 1951, the bank had its 100,000 th depositor.

Advice For Securing Personal Loans In Singapore

Never ever take personal loans 2 to 3 months before another significant loan. Simply puts, no personal loans if you’re meaning to purchase a car, house, and so on.

When you take a bank loan for a car or house, a crucial aspect is your DSR (Debt Servicing Ratio ). This measures what portion of your earnings can go into repaying the housing or auto loan, including other overheads (e.g. payment for other individual loans).

A DSR of 50% means your loan repayments, plus payments of any other loans you have, can’t exceed 50% of your income.Just for reference, many banks allow 40% DSR for a house, and 30% DSR for a vehicle.

Specific Loans Are Cheaper – Take out a specific loan where you take a renovation loan for your renovation requirements and a car loan for your car. It is not wise to take out a personal loan for your vehicle or renovation needs. When it concerns banks, particular loans’ rate of interest are lower.

They are unsecured where you have nothing to back the loans if you can not repay the banks when it comes to individual loans. Such loans are riskier for the banks and they have a greater interest rate for individual loans. Due to the nature of such personal loans, it is not suggested to take individual loans except for emergency scenarios.

1 Sengkang Square #02-04 Compass One Singapore 545078 2.09 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 2.1 km
POSB Bank (or just called POSB) is a Singaporean bank offering customer banking services and is t...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 2.38 km
We have invested heavily in exceptionally trained workforce and this differentiate us from other ...
2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 2.64 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
90 Hougang Ave 10 #01-01/05 Hougang Mall Singapore 538766 2.86 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 2.87 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
Blk 118 Rivervale Drive #01-21 Rivervale Plaza Singapore 540118 2.93 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
Blk 805 Hougang Central #01-102/104 Singapore 530805 3.05 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering customer banking services and ...
1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 3.15 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
86/88 Serangoon Garden Way Singapore 555982 3.26 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
69 Serangoon Garden Way Singapore 555965 3.27 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
83 Punggol Central #01-01 Waterway Point Singapore 828761 3.3 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
83 Punggol Central #01-13 Waterway Point Singapore 828761 3.3 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
83 Punggol Central #01-15 Singapore 828761 3.36 km
Founded on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part of t...
Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 3.66 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering consumer banking services and ...
211 Hougang St 21 #01-295 Singapore 530211 3.73 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
210 HOUGANG STREET 21 SINGAPORE 530210 3.73 km
we make every effort to achieve each and every one of our customers’ needs and wants. We ar...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 3.74 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 3.84 km
We have invested massively in exceptionally trained workforce and this sets us apart from other m...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 3.84 km
we aim to achieve each and every one of our customers’ wants and needs. We are an licensed ...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 3.87 km
Times are tough in Singapore and consumers and businessowners are finding it harder to get access...
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 3.89 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer an extensi...
Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 3.91 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 3.92 km
53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 3.92 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
705 ANG MO KIO AVENUE 8 SINGAPORE 560705 3.94 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to gain a...
53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 3.94 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 3.96 km
For years, we have been providing competitive loan packages to those in need of emergency funds. ...
53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 3.96 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 4.17 km
POSB Bank (or just known as POSB) is a Singaporean bank offering customer banking services and is...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 4.2 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a widespread r...
629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629 4.22 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
Blk 629 Ang Mo Kio Avenue 4 #01-1018 Singapore 560629 4.22 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
128 ANG MO KIO AVENUE 3 SINGAPORE 560128 4.27 km
We feel that each customer relationship is extremely essential when it comes to working in this i...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 4.54 km
United Overseas Bank Limited (frequently understood as UOB) is a Singaporean multinational bankin...
23 Serangoon Central #B2-28/29 Singapore 556083 4.55 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
23 Serangoon Central #01-52/53 nex Singapore 556083 4.55 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
163 ANG MO KIO AVE 4 SINGAPORE 560163 4.64 km
For years, we have been delivering competitive loan packages to those who need emergency funds. A...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 4.83 km
Trying to find personal loans in Singapore with rapid approval time? Need an urgent loan? There c...
30 Yishun Street 81 #01-04 Nee Soon South Community Club Singapore 768455 5.25 km
POSB Bank (or merely referred to as POSB) is a Singaporean bank offering customer banking service...
BLK 846 YISHUN RING ROAD SINGAPORE 760846 5.42 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to gain...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 5.45 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
501 Bishan St 11 #01-372/374 Singapore 570501 5.63 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 5.63 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean multinational banking organis...
159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 5.79 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a wide s...
Blk 926 Yishun Central 1 #01-183 Singapore 760926 5.89 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
930 Yishun Ave 2 #B1-37/38/39 Northpoint Shopping Centre Singapore 769098 6.16 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
930 Yishun Avenue 2 #01-41/42/43 Northpoint Shopping Centre Singapore 769098 6.19 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
8 BURN ROAD TRIVEX SINGAPORE 369977 6.3 km
Times are tough in Singapore and consumers and businessowners are finding it harder to access cre...
251-253 Upper Thomson Road Singapore 574376 6.33 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean multinational bankin...
26 Tai Seng Street #01-01 Singapore 534057 6.34 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
181 Upper Thomson Road Singapore 574331 6.36 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 6.41 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 6.47 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 6.5 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 6.58 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 6.58 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering consumer banking services and ...
Blk 290 Yishun Street 22 #01-401 Singapore 760290 6.69 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 6.83 km
We are an legal and licensed money lender. If its quick personal loan that you require, no matter...
7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 6.9 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
Blk 101 Yishun Avenue 5 #01-05 Singapore 760101 6.94 km
POSB Bank (or just called POSB) is a Singaporean bank offering customer banking services and is t...
TOA PAYOH CENTRAL SINGAPORE 310183 7.06 km
We have invested greatly in highly trained workforce and this sets us apart from other money lend...
BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 7.11 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to gain...
185 TOA PAYOH CENTRAL SINGAPORE 310185 7.13 km
We are an legal and licensed money lender. If its quick cash loan that you need, no matter where ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 7.13 km
We have invested profoundly in exceptionally trained workforce and this sets us apart from other ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 7.13 km
We are determined to offer reasonablypriced loan for Singaporeans and expats in Singapore. As a l...
185 TOA PAYOH CENTRAL SINGAPORE 310185 7.13 km
We are determined to offer affordable loan for Singaporeans and expats in Singapore. As a license...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 7.13 km
For years, we have been delivering affordable loan packages to those looking for emergency funds....
186 TOA PAYOH CENTRAL SINGAPORE 310186 7.13 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to get ...
186 TOA PAYOH CENTRAL SINGAPORE 310186 7.13 km
Times are hard in Singapore and consumers and businessowners are finding it harder to gain access...
61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 7.17 km
We are established to offer reasonablypriced loan for Singaporeans and foreigners in Singapore. A...
Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 7.19 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 7.19 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 7.24 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 7.26 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...
BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 7.27 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
150 LORONG 1 TOA PAYOH SINGAPORE 310150 7.29 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
Blk 301 Ubi Avenue 1 #01-257 Singapore 400301 7.32 km
POSB Bank (or just called POSB) is a Singaporean bank offering consumer banking services and is t...
Blk 302 Ubi Ave 1 #01-59/ 63 Singapore 400302 7.33 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 7.4 km
We are determined to provide competitive loan for Singaporeans and foreigners in Singapore. As a ...
Blk 827 Tampines Street 81 #01-138/140 Singapore 520827 7.89 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 7.89 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
BALESTIER ROAD SINGAPORE 329726 8.07 km
We feel that every customer relationship is extremely essential when it comes to working in this ...
279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 8.07 km
Times are tough in Singapore and consumers and businessowners are finding it harder to gain acces...
262 BALESTIER ROAD OKIO SINGAPORE 329714 8.1 km
We feel that every customer relationship is very crucial when it comes to working in this industr...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 8.17 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 8.2 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
60 Paya Lebar Road #01-45/46/52/53 Singapore 409051 8.25 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
1 Pasir Ris Central Street 3 #03-05 Singapore 518457 8.45 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
1 Pasir Ris Central St 3 White Sands, #01-13 Singapore 518457 8.48 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 8.49 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
250 Sims Avenue #01-01 Singapore 387513 8.52 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
Blk 539 Bedok North Street 3 #01-647 Singapore 460539 8.59 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
10 Sinaran Drive #02-19/20 Square 2 Singapore 307506 8.6 km
POSB Bank (or merely called POSB) is a Singaporean bank offering customer banking services and is...
1 Tampines Central 1 #01-01 UOB Tampines Centre Singapore 529539 8.6 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean multinational bankin...
BLK 503 TAMPINES CENTRAL 1 SINGAPORE 520503 8.62 km
For years, we have been rendering reasonable loan packages to those who need emergency funds. As ...
1 Tampines Central 5 #01-02 Tampines CPF Building Singapore 529508 8.63 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
GEYLANG ROAD SINGAPORE 389663 8.64 km
we strive to achieve each and every one of our customers’ wants and needs. We are an compan...
GEYLANG ROAD SINGAPORE 389636 8.64 km
There are personalised loan services accessible to each customer. We offer a versatile repayment ...
Blk 513 Tampines Central #01-160 Singapore 520513 8.65 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
2 Sembawang Crescent #01-02 Canberra Community Club Singapore 757632 8.67 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and ...
Tampines 1 - 10 TAMPINES CENTRAL 1 #03-08/09 Singapore 529536 8.69 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
810 Geylang Road #01-51/55 City Plaza Singapore 409286 8.72 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
238A Thomson Road #01-38 Novena Square Singapore 307685 8.79 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
228 CHANGI ROAD ICON@CHANGI SINGAPORE 419741 8.82 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...