23 Serangoon Central #01-52/53 nex Singapore 556083
23 Serangoon Central Singapore 556083 SG

United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking organisation locateded in Singapore on August 6, 1935, businessman Wee Kheng Chiang, together with 6 other friends, established the bank after raising S$ 1 million. The bank was called United Chinese Bank (UCB) to emphasize its connect to the Chinese population in Singapore. On October 1935, UCB opened for organisation in the 3 story Bonham Structure. In 1965, the bank was relabelled to United Overseas Bank and opened its first overseas branch in Hong Kong

Tips With respect to Taking Personal Loans In Singapore

Do not ever take out a individual loan from a bank a few months prior to the significant loan if you are planning to take a major loan. This will impact you.

A key aspect is your DSR (Debt Servicing Ratio)when you take a bank loan for a automobile or home. This determines exactly what portion of your income can go into repaying the real estate or car loan, including other overheads (e.g. repayment for other individual loans).

Simply puts, a Debt Servicing Ratio of 50% indicates that your debt obligation can not exceed 50% of your income. As a guide, many banks permit 40% Debt Servicing Ratio for a house and 30% for a vehicle loan

Loans Get Cheaper As the Loan Gets More Specific – So when it concerns getting loans, be as specific as you can. Do not take a personal loan to renovate your house, not when there’s a renovation loan bundle. Don’t take a personal loan to spend for your education, when there’s an education loan package.

In order to motivate you, particular loan bundles frequently have lower rates of interest. Individual loans have the tendency to charge interest of about 6% to 8%, whereas specific loans (renovation loans, education loans, etc). have rates as low as 2%. Ask the banker to match a package to your requirements.

Many individual loans are unsecured. As in, there’s no security behind them. And because the issuing banks have no security, they’ll compensate by jacking up rates of interest.

Once you are not confident you’ll pay it back, that suggests you should never ever take a personal loan without knowledge of precisely.

Don’t use individual loans as alternative business loans. You must only take a personal loan to alleviate flow problems.

23 Serangoon Central #B2-28/29 Singapore 556083 0.08 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 0.46 km
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69 Serangoon Garden Way Singapore 555965 1.72 km
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210 HOUGANG STREET 21 SINGAPORE 530210 1.86 km
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26 Tai Seng Street #01-01 Singapore 534057 2.42 km
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186 TOA PAYOH CENTRAL SINGAPORE 310186 3.22 km
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186 TOA PAYOH CENTRAL SINGAPORE 310186 3.22 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 3.23 km
We are an legal and licensed money lender. If its quick cash loan that you need, no matter where ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 3.23 km
We have invested profoundly in exceptionally trained workforce and this sets us apart from other ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 3.23 km
We are determined to offer reasonablypriced loan for Singaporeans and expats in Singapore. As a l...
185 TOA PAYOH CENTRAL SINGAPORE 310185 3.23 km
We are determined to offer affordable loan for Singaporeans and expats in Singapore. As a license...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 3.23 km
For years, we have been delivering affordable loan packages to those looking for emergency funds....
80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 3.23 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
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BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 3.31 km
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Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 3.42 km
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520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 3.42 km
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53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 3.45 km
53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 3.48 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 3.49 km
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2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 3.59 km
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705 ANG MO KIO AVENUE 8 SINGAPORE 560705 3.61 km
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711 ANG MO KIO AVENUE 8 SINGAPORE 560711 3.64 km
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711 ANG MO KIO AVENUE 8 SINGAPORE 560711 3.64 km
we aim to achieve each and every one of our customers’ wants and needs. We are an licensed ...
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150 LORONG 1 TOA PAYOH SINGAPORE 310150 3.67 km
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Blk 25 Bendemeer Road #01-561/563 Singapore 330025 3.7 km
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65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 3.7 km
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279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 3.86 km
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726 ANG MO KIO AVENUE 6 SINGAPORE 560726 3.87 km
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128 ANG MO KIO AVENUE 3 SINGAPORE 560128 3.99 km
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7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 4.01 km
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30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 4.75 km
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1 Farrer Park Station Road #01-13 Connexion Singapore 217562 4.75 km
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801 FRENCH ROAD SINGAPORE 200801 4.99 km
we strive to achieve each and every one of our customers’ wants and needs. We are an money ...
801 FRENCH ROAD SINGAPORE 200801 4.99 km
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801 FRENCH ROAD SINGAPORE 200801 4.99 km
We are an professional and licensed money lender. If its quick cash loan that you need, anywhere ...
SERANGOON ROAD SINGAPORE 218085 4.99 km
For years, we have been rendering competitive loan packages to those that needs emergency funds. ...
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883 NORTH BRIDGE ROAD SOUTHBANK SINGAPORE 198785 5 km
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Blk 118 Rivervale Drive #01-21 Rivervale Plaza Singapore 540118 5.04 km
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228 CHANGI ROAD ICON@CHANGI SINGAPORE 419741 5.09 km
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1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 5.12 km
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1 Stadium Place #01-06/07 Singapore 397628 5.12 km
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25 NORRIS ROAD SINGAPORE 208267 5.17 km
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25 NORRIS ROAD SINGAPORE 208267 5.17 km
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1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 5.24 km
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1 Sengkang Square #02-04 Compass One Singapore 545078 5.26 km
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200 Jalan Sultan #01-06 Textile Centre Singapore 199018 5.33 km
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200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 5.34 km
There are customised loan services readily available to each customer. We provide a versatile rep...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 5.34 km
We have been Singapore’s top licensed and most trusted moneylender. We render a wide select...
BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 5.36 km
For years, we have been providing competitive loan packages to those that needs emergency funds. ...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 5.36 km
For years, we have been rendering reasonable loan packages to those who need emergency funds. As ...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 5.36 km
We have invested greatly in truly trained workforce and this sets us apart from other money lende...