1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679
1 Maju Avenue Singapore 556679 SG

DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, Singapore. The company was referred to as The Development Bank of Singapore Limited, before the present name was embraced in July 2003 to reflect its evolving role as a regional bank.The bank’s strong capital position, as well as “AA-” and “Aa1” credit ratings by Standard & Poor’s and Moody’s that are among the top-notch in the Asia-Pacific region, received it Global Finance’s “Safest Bank in Asia” accolade for six increasing years, from 2009 to 2015. The Bank was also rewarded the Best Digital Bank in the World in the year 2016 by EuroMoney. With operations in 17 markets, the bank has a regional network spanning more than 250 branches and over 1,100 ATMs across 50 cities

Tips When it comes to Acquiring Personal Loans In Singapore

Do not ever take out a personal loan from a bank a couple of months prior to the significant loan if you are preparing to take a significant loan. This will impact you.

When you take a bank loan for a vehicle or house, a key aspect is your DSR (Debt Servicing Ratio ). This determines exactly what portion of your earnings can enter into paying back the housing or vehicle loan, consisting of other overheads (e.g. repayment for other individual loans).

In other words, a Debt Servicing Ratio of 50% implies that all your debt responsibility can not surpass 50% of your earnings. As a guide, many banks permit 40% Debt Servicing Ratio for a house and 30% for a vehicle loan

Specific Loans Are Cheaper – Take out a specific loan where you take a renovation loan for your renovation requirements and a auto loan for your automobile. It is not a good idea to get a individual loan for your automobile or renovation requirements. When it comes to banks, particular loans’ interest rates are lower.

When it pertains to personal loans, they are unsecured where you have nothing to back the loans if you can not repay the banks. Such loans are riskier for the banks and they have a higher rate of interest for individual loans. Due to the nature of such individual loans, it is not advisable to take personal loans except for emergency circumstances.

86/88 Serangoon Garden Way Singapore 555982 0.11 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
69 Serangoon Garden Way Singapore 555965 0.15 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 0.97 km
We have invested heavily in exceptionally trained workforce and this differentiate us from other ...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 1.4 km
POSB Bank (or just known as POSB) is a Singaporean bank offering customer banking services and is...
2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 1.74 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
23 Serangoon Central #B2-28/29 Singapore 556083 1.82 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
23 Serangoon Central #01-52/53 nex Singapore 556083 1.86 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 1.92 km
53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 1.93 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 1.95 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 1.95 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 1.99 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a widespread r...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 2.04 km
we aim to achieve each and every one of our customers’ wants and needs. We are an licensed ...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 2.04 km
We have invested massively in exceptionally trained workforce and this sets us apart from other m...
705 ANG MO KIO AVENUE 8 SINGAPORE 560705 2.05 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to gain a...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 2.06 km
Times are tough in Singapore and consumers and businessowners are finding it harder to get access...
BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 2.08 km
For years, we have been providing competitive loan packages to those in need of emergency funds. ...
Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 2.13 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 2.25 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer an extensi...
Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 2.3 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering consumer banking services and ...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 2.31 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 2.43 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
128 ANG MO KIO AVENUE 3 SINGAPORE 560128 2.48 km
We feel that each customer relationship is extremely essential when it comes to working in this i...
210 HOUGANG STREET 21 SINGAPORE 530210 2.51 km
we make every effort to achieve each and every one of our customers’ needs and wants. We ar...
211 Hougang St 21 #01-295 Singapore 530211 2.58 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 2.58 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean multinational banking organis...
501 Bishan St 11 #01-372/374 Singapore 570501 2.58 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 2.61 km
Trying to find personal loans in Singapore with rapid approval time? Need an urgent loan? There c...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 3.07 km
United Overseas Bank Limited (frequently understood as UOB) is a Singaporean multinational bankin...
33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653 3.15 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
163 ANG MO KIO AVE 4 SINGAPORE 560163 3.15 km
For years, we have been delivering competitive loan packages to those who need emergency funds. A...
80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 3.17 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 3.23 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a wide s...
Blk 629 Ang Mo Kio Avenue 4 #01-1018 Singapore 560629 3.28 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629 3.28 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
90 Hougang Ave 10 #01-01/05 Hougang Mall Singapore 538766 3.3 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
Blk 805 Hougang Central #01-102/104 Singapore 530805 3.3 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering customer banking services and ...
Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 3.32 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 3.61 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 3.61 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering consumer banking services and ...
181 Upper Thomson Road Singapore 574331 3.64 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
251-253 Upper Thomson Road Singapore 574376 3.74 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean multinational bankin...
BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 3.74 km
We are an legal and licensed money lender. If its quick personal loan that you require, no matter...
TOA PAYOH CENTRAL SINGAPORE 310183 3.92 km
We have invested greatly in highly trained workforce and this sets us apart from other money lend...
BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 3.97 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to gain...
185 TOA PAYOH CENTRAL SINGAPORE 310185 3.98 km
We are determined to offer affordable loan for Singaporeans and expats in Singapore. As a license...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 3.98 km
For years, we have been delivering affordable loan packages to those looking for emergency funds....
185 TOA PAYOH CENTRAL SINGAPORE 310185 3.98 km
We are an legal and licensed money lender. If its quick cash loan that you need, no matter where ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 3.98 km
We have invested profoundly in exceptionally trained workforce and this sets us apart from other ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 3.98 km
We are determined to offer reasonablypriced loan for Singaporeans and expats in Singapore. As a l...
186 TOA PAYOH CENTRAL SINGAPORE 310186 3.98 km
Times are hard in Singapore and consumers and businessowners are finding it harder to gain access...
186 TOA PAYOH CENTRAL SINGAPORE 310186 3.98 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to get ...
301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 3.98 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
8 BURN ROAD TRIVEX SINGAPORE 369977 4.02 km
Times are tough in Singapore and consumers and businessowners are finding it harder to access cre...
Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 4.06 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 4.06 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 4.1 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 4.12 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...
BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 4.12 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
150 LORONG 1 TOA PAYOH SINGAPORE 310150 4.17 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
26 Tai Seng Street #01-01 Singapore 534057 4.22 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 4.38 km
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1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 4.47 km
POSB Bank (or just called POSB) is a Singaporean bank offering customer banking services and is t...
1 Sengkang Square #02-04 Compass One Singapore 545078 4.48 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
Blk 118 Rivervale Drive #01-21 Rivervale Plaza Singapore 540118 4.66 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 4.75 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
BALESTIER ROAD SINGAPORE 329726 4.93 km
We feel that every customer relationship is extremely essential when it comes to working in this ...
279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 4.93 km
Times are tough in Singapore and consumers and businessowners are finding it harder to gain acces...
262 BALESTIER ROAD OKIO SINGAPORE 329714 4.97 km
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Blk 101 Towner Road #01-238/240/242 Singapore 322101 5.12 km
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Blk 25 Bendemeer Road #01-561/563 Singapore 330025 5.17 km
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10 Sinaran Drive #02-19/20 Square 2 Singapore 307506 5.45 km
POSB Bank (or merely called POSB) is a Singaporean bank offering customer banking services and is...
61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 5.46 km
We are established to offer reasonablypriced loan for Singaporeans and foreigners in Singapore. A...
65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 5.48 km
We are determined to provide competitive loan for Singaporeans and foreigners in Singapore. As a ...
7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 5.56 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
Blk 302 Ubi Ave 1 #01-59/ 63 Singapore 400302 5.56 km
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Blk 301 Ubi Avenue 1 #01-257 Singapore 400301 5.6 km
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238A Thomson Road #01-38 Novena Square Singapore 307685 5.65 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
250 Sims Avenue #01-01 Singapore 387513 5.92 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
JALAN BESAR SINGAPORE 208984 5.97 km
For years, we have been rendering reasonable loan packages to those who need emergency funds. As ...
60 Paya Lebar Road #01-45/46/52/53 Singapore 409051 5.98 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
1 Farrer Park Station Road #01-13 Connexion Singapore 217562 6.01 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
180 Kitchener Road #02-01/02 Singapore 208539 6.04 km
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12 Kallang Avenue, #01-24 Singapore 339511 6.04 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
83 Punggol Central #01-01 Waterway Point Singapore 828761 6.12 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
83 Punggol Central #01-13 Waterway Point Singapore 828761 6.12 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
83 Punggol Central #01-15 Singapore 828761 6.17 km
Founded on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part of t...
GEYLANG ROAD SINGAPORE 389636 6.25 km
There are personalised loan services accessible to each customer. We offer a versatile repayment ...
GEYLANG ROAD SINGAPORE 389663 6.28 km
we strive to achieve each and every one of our customers’ wants and needs. We are an compan...
SERANGOON ROAD SINGAPORE 218085 6.28 km
There are personalised loan services accessible to each customer. We offer a flexible repayment s...
SERANGOON ROAD SINGAPORE 218085 6.28 km
For years, we have been rendering competitive loan packages to those that needs emergency funds. ...
SERANGOON ROAD SINGAPORE 218084 6.29 km
For years, we have been providing affordable loan packages to those that needs emergency funds. A...
810 Geylang Road #01-51/55 City Plaza Singapore 409286 6.42 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
801 FRENCH ROAD SINGAPORE 200801 6.45 km
We are established to offer competitive loan for Singaporeans and foreigners in Singapore. As a l...
801 FRENCH ROAD SINGAPORE 200801 6.45 km
We are an professional and licensed money lender. If its quick cash loan that you need, anywhere ...
801 FRENCH ROAD SINGAPORE 200801 6.45 km
we strive to achieve each and every one of our customers’ wants and needs. We are an money ...
25 NORRIS ROAD SINGAPORE 208267 6.47 km
There are customised loan services easily available to each customer. We provide a versatile repa...
25 NORRIS ROAD SINGAPORE 208267 6.47 km
There are personalised loan services available to each customer. We offer a flexible repayment sc...
30 Yishun Street 81 #01-04 Nee Soon South Community Club Singapore 768455 6.47 km
POSB Bank (or merely referred to as POSB) is a Singaporean bank offering customer banking service...
135 Bukit Timah Road Newton Building Singapore 229837 6.54 km
POSB Bank (or simply called POSB) is a Singaporean bank offering consumer banking services and is...
883 NORTH BRIDGE ROAD SOUTHBANK SINGAPORE 198785 6.55 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 6.55 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
BLK 846 YISHUN RING ROAD SINGAPORE 760846 6.67 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to gain...
UPPER DICKSON ROAD SINGAPORE 207488 6.69 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a wide-ra...
BUKIT TIMAH ROAD 87C TAN KONG TIEN BUILDING SINGAPORE 229834 6.73 km
For years, we have been offering competitive loan packages to those that needs emergency funds. A...
43A CAMPBELL LANE SINGAPORE 209915 6.82 km
We are established to offer cost effective loan for Singaporeans and foreigners in Singapore. As ...
43A CAMPBELL LANE SINGAPORE 209915 6.82 km
We have invested greatly in exceptionally trained workforce and this differentiate us from other ...
200 Jalan Sultan #01-06 Textile Centre Singapore 199018 6.82 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 6.83 km
We have been Singapore’s top licensed and most trusted moneylender. We render a wide select...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 6.83 km
There are customised loan services readily available to each customer. We provide a versatile rep...
1 Stadium Place #01-06/07 Singapore 397628 6.83 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 6.83 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 6.86 km
We have invested greatly in exceptionally trained workforce and this sets us apart from other mon...
JALAN BESAR SINGAPORE 208797 6.87 km
We have invested profoundly in highly trained workforce and this sets us apart from other money l...
228 CHANGI ROAD ICON@CHANGI SINGAPORE 419741 6.9 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
10 JALAN BESAR SIM LIM TOWER SINGAPORE 208787 6.92 km
We are an professional and licensed money lender. If its quick personal loan that you need, no ma...