251-253 Upper Thomson Road Singapore 574376
251 Upper Thomson Road Singapore 574376 SG

United Overseas Bank Limited (typically referred to as UOB) is a Singaporean multinational banking organisation headquartered in Singapore, with branches mostly found in the majority of Southeast Asian nations. Founded in 1935 as United Chinese Bank (UCB) by Sarawak business owner Wee Kheng Chiang, the bank was set up together with a group of Chinese-born business people. The bank is the 3rd largest bank in South East Asia by total assets

Idea With regards to Obtaining Personal Loans In Singapore

Never take individual loans 2 to 3 months before another significant loan. Simply puts, no personal loans if you’re planning to purchase a vehicle, home, and so on.

A essential element is your DSR (Debt Servicing Ratio)when you take a bank loan for a car or home. This determines what portion of your income can enter into repaying the housing or vehicle loan, including other overheads (e.g. repayment for other personal loans).

A DSR of 50% indicates your loan payments, plus payments of any other loans you have, cannot exceed 50% of your income.Just for referral, most banks allow 40% DSR for a house, and 30% DSR for a cars and truck.

Loans Get Cheaper As the Loan Gets More Specific – So when it pertains to getting loans, be as specific as you can. Do not take a personal loan to renovate your house, not when there’s a renovation loan bundle. Don’t take a individual loan to pay for your education, when there’s an education loan plan.

In order to motivate you, particular loan packages often have lower interest rates. Personal loans tend to charge interest of about 6% to 8%, whereas particular loans (renovation loans, education loans, etc).

A lot of individual loans are unsecured. As in, there’s no security behind them. And given that the releasing banks have no security, they’ll compensate by jacking up interest rates.

That implies you must never ever take a individual loan without understanding of precisely when and how you’ll pay it back.

Don’t utilize individual loans as alternative business loans. Do not utilize them to trade on Forex. Don’t utilize them to buy high risk equities. You must only take a individual loan to alleviate capital issues.

301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 0.34 km
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181 Upper Thomson Road Singapore 574331 0.38 km
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128 ANG MO KIO AVENUE 3 SINGAPORE 560128 2.23 km
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163 ANG MO KIO AVE 4 SINGAPORE 560163 2.33 km
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705 ANG MO KIO AVENUE 8 SINGAPORE 560705 2.44 km
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711 ANG MO KIO AVENUE 8 SINGAPORE 560711 2.55 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 2.92 km
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BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 2.92 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 2.92 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 2.92 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 2.92 km
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186 TOA PAYOH CENTRAL SINGAPORE 310186 2.95 km
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186 TOA PAYOH CENTRAL SINGAPORE 310186 2.95 km
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86/88 Serangoon Garden Way Singapore 555982 3.67 km
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2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 3.73 km
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279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 3.96 km
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238A Thomson Road #01-38 Novena Square Singapore 307685 3.99 km
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262 BALESTIER ROAD OKIO SINGAPORE 329714 4.1 km
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Blk 254 Serangoon Central Drive #01-203 Singapore 550254 4.16 km
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176 Orchard Road #01-27 CentrePoint Singapore 238843 5.77 km
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1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 6.05 km
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68 Orchard Road #B1-25 Plaza Singapura Singapore 238839 6.06 km
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149 Rochor Road #01-26 Fu Lu Shou Complex Singapore 188425 6.21 km
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883 NORTH BRIDGE ROAD SOUTHBANK SINGAPORE 198785 6.25 km
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1 Jalan Anak Bukit #01-19/20 Bukit Timah Plaza Singapore 588996 6.3 km
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200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 6.3 km
We have been Singapore’s top licensed and most trusted moneylender. We render a wide select...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 6.3 km
There are customised loan services readily available to each customer. We provide a versatile rep...
200 Jalan Sultan #01-06 Textile Centre Singapore 199018 6.31 km
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211 Holland Avenue #01-12 Holland Road Shopping Centre Singapore 278967 6.39 km
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148 Upper Bukit Timah Road #01-01 UOB Centre Singapore 588178 6.51 km
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170 UPPER BUKIT TIMAH ROAD BUKIT TIMAH SHOPPING CENTRE SINGAPORE 588179 6.53 km
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1 Kim Seng Promenade #02-32 Great World City Singapore 237994 6.61 km
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460 North Bridge Road #01-00 Singapore 188734 6.62 km
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5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 6.63 km
We have invested greatly in truly trained workforce and this sets us apart from other money lende...
BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 6.63 km
For years, we have been providing competitive loan packages to those that needs emergency funds. ...
1 Kim Seng Promenade #01-34 Great World City Singapore 237994 6.74 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean international banking organ...
Blk 43 Holland Drive, #01-55 Singapore 270043 6.82 km
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