Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107
107 Lorong 1 Toa Payoh Singapore 310107 SG

Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal Services Department in the Straits Settlements and was established by the colonial government to supply banking services for lower-income citizens.Headquartered in the General Post Office Structure, in Raffles Place, the bank was under the jurisdiction of the Postmaster-General, with bank policies supervised by a group of trustees selected by the Governor of the Straits Settlement. From 1877 to 1940, the bank had a constant growth of accounts opened increasing from 211 to 57,000 while total deposits increased from 19,862 to 14.3 million Straits dollars during the same duration.

Suggestion For Obtaining Personal Loans In Singapore

Do not ever take out a individual loan from a bank a couple of months before the significant loan if you are planning to take a major loan. This will affect you.

A crucial element is your DSR (Debt Servicing Ratio)when you take a bank loan for a car or home. This measures what portion of your income can enter into paying back the real estate or auto loan, including other overheads (e.g. repayment for other personal loans).

So a DSR of 50% implies your loan payments, plus repayments of any other loans you have, can’t surpass 50% of your income.Just for referral, many banks permit 40% DSR for a house, and 30% DSR for a car.

Loans Get Cheaper As the Loan Gets More Specific – So when it pertains to getting loans, be as particular as you can. Don’t take a personal loan to remodel your home, not when there’s a renovation loan package. Do not take a individual loan to pay for your education, when there’s an education loan bundle.

In order to motivate you, specific loan packages often have lower rate of interest. Personal loans tend to charge interest of about 6% to 8%, whereas particular loans (renovation loans, education loans, etc). have rates as low as 2%. Ask the lender to match a package to your needs.

Most personal loans are unsecured. As in, there’s no collateral behind them. And given that the releasing banks have no security, they’ll compensate by jacking up rate of interest.

That indicates you must never take a personal loan without understanding of precisely when and how you’ll pay it back.

Don’t use personal loans as alternative business loans. Don’t utilize them to trade on Forex. Don’t utilize them to buy high danger equities. You need to just take a personal loan to relieve cash flow issues.

BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 0.43 km
We are an legal and licensed money lender. If its quick personal loan that you require, no matter...
Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 0.82 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean multinational banking organis...
501 Bishan St 11 #01-372/374 Singapore 570501 0.82 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 0.87 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to gain...
TOA PAYOH CENTRAL SINGAPORE 310183 0.89 km
We have invested greatly in highly trained workforce and this sets us apart from other money lend...
150 LORONG 1 TOA PAYOH SINGAPORE 310150 0.89 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 0.9 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 0.9 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
185 TOA PAYOH CENTRAL SINGAPORE 310185 1 km
We are determined to offer affordable loan for Singaporeans and expats in Singapore. As a license...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 1 km
For years, we have been delivering affordable loan packages to those looking for emergency funds....
185 TOA PAYOH CENTRAL SINGAPORE 310185 1 km
We are an legal and licensed money lender. If its quick cash loan that you need, no matter where ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 1 km
We have invested profoundly in exceptionally trained workforce and this sets us apart from other ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 1 km
We are determined to offer reasonablypriced loan for Singaporeans and expats in Singapore. As a l...
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 1.01 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
186 TOA PAYOH CENTRAL SINGAPORE 310186 1.02 km
Times are hard in Singapore and consumers and businessowners are finding it harder to gain access...
186 TOA PAYOH CENTRAL SINGAPORE 310186 1.02 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to get ...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 1.03 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 1.05 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 1.11 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
181 Upper Thomson Road Singapore 574331 1.65 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 1.91 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 2 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a wide s...
251-253 Upper Thomson Road Singapore 574376 2.02 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean multinational bankin...
279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 2.12 km
Times are tough in Singapore and consumers and businessowners are finding it harder to gain acces...
BALESTIER ROAD SINGAPORE 329726 2.16 km
We feel that every customer relationship is extremely essential when it comes to working in this ...
262 BALESTIER ROAD OKIO SINGAPORE 329714 2.23 km
We feel that every customer relationship is very crucial when it comes to working in this industr...
10 Sinaran Drive #02-19/20 Square 2 Singapore 307506 2.3 km
POSB Bank (or merely called POSB) is a Singaporean bank offering customer banking services and is...
301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 2.35 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 2.41 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 2.41 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering consumer banking services and ...
238A Thomson Road #01-38 Novena Square Singapore 307685 2.51 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 2.88 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
23 Serangoon Central #B2-28/29 Singapore 556083 2.97 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 3.01 km
POSB Bank (or just known as POSB) is a Singaporean bank offering customer banking services and is...
23 Serangoon Central #01-52/53 nex Singapore 556083 3.04 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 3.04 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 3.09 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 3.12 km
53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 3.14 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 3.16 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
86/88 Serangoon Garden Way Singapore 555982 3.21 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
69 Serangoon Garden Way Singapore 555965 3.22 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
705 ANG MO KIO AVENUE 8 SINGAPORE 560705 3.24 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to gain a...
BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 3.24 km
For years, we have been providing competitive loan packages to those in need of emergency funds. ...
1 Farrer Park Station Road #01-13 Connexion Singapore 217562 3.29 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
128 ANG MO KIO AVENUE 3 SINGAPORE 560128 3.31 km
We feel that each customer relationship is extremely essential when it comes to working in this i...
1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 3.32 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 3.32 km
Times are tough in Singapore and consumers and businessowners are finding it harder to get access...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 3.35 km
we aim to achieve each and every one of our customers’ wants and needs. We are an licensed ...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 3.35 km
We have invested massively in exceptionally trained workforce and this sets us apart from other m...
Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 3.35 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
135 Bukit Timah Road Newton Building Singapore 229837 3.45 km
POSB Bank (or simply called POSB) is a Singaporean bank offering consumer banking services and is...
180 Kitchener Road #02-01/02 Singapore 208539 3.47 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 3.5 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer an extensi...
JALAN BESAR SINGAPORE 208984 3.55 km
For years, we have been rendering reasonable loan packages to those who need emergency funds. As ...
SERANGOON ROAD SINGAPORE 218085 3.58 km
There are personalised loan services accessible to each customer. We offer a flexible repayment s...
SERANGOON ROAD SINGAPORE 218085 3.58 km
For years, we have been rendering competitive loan packages to those that needs emergency funds. ...
SERANGOON ROAD SINGAPORE 218084 3.59 km
For years, we have been providing affordable loan packages to those that needs emergency funds. A...
163 ANG MO KIO AVE 4 SINGAPORE 560163 3.76 km
For years, we have been delivering competitive loan packages to those who need emergency funds. A...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 3.76 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a widespread r...
25 NORRIS ROAD SINGAPORE 208267 3.76 km
There are customised loan services easily available to each customer. We provide a versatile repa...
25 NORRIS ROAD SINGAPORE 208267 3.76 km
There are personalised loan services available to each customer. We offer a flexible repayment sc...
BUKIT TIMAH ROAD 87C TAN KONG TIEN BUILDING SINGAPORE 229834 3.77 km
For years, we have been offering competitive loan packages to those that needs emergency funds. A...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 3.86 km
Trying to find personal loans in Singapore with rapid approval time? Need an urgent loan? There c...
12 Kallang Avenue, #01-24 Singapore 339511 3.88 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
UPPER DICKSON ROAD SINGAPORE 207488 3.94 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a wide-ra...
801 FRENCH ROAD SINGAPORE 200801 4.05 km
We are established to offer competitive loan for Singaporeans and foreigners in Singapore. As a l...
801 FRENCH ROAD SINGAPORE 200801 4.05 km
We are an professional and licensed money lender. If its quick cash loan that you need, anywhere ...
801 FRENCH ROAD SINGAPORE 200801 4.05 km
we strive to achieve each and every one of our customers’ wants and needs. We are an money ...
43A CAMPBELL LANE SINGAPORE 209915 4.07 km
We are established to offer cost effective loan for Singaporeans and foreigners in Singapore. As ...
43A CAMPBELL LANE SINGAPORE 209915 4.07 km
We have invested greatly in exceptionally trained workforce and this differentiate us from other ...
14 SCOTTS ROAD FAR EAST PLAZA SINGAPORE 228213 4.1 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
189 SELEGIE ROAD SELEGIE CENTRE SINGAPORE 188332 4.13 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
JALAN BESAR SINGAPORE 208797 4.2 km
We have invested profoundly in highly trained workforce and this sets us apart from other money l...
2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 4.22 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 4.25 km
We have invested heavily in exceptionally trained workforce and this differentiate us from other ...
1 Scotts Road #03-04 Shaw Centre Singapore 228208 4.25 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
10 JALAN BESAR SIM LIM TOWER SINGAPORE 208787 4.25 km
We are an professional and licensed money lender. If its quick personal loan that you need, no ma...
8 BURN ROAD TRIVEX SINGAPORE 369977 4.33 km
Times are tough in Singapore and consumers and businessowners are finding it harder to access cre...
883 NORTH BRIDGE ROAD SOUTHBANK SINGAPORE 198785 4.34 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
304 ORCHARD ROAD LUCKY PLAZA SINGAPORE 238863 4.34 km
We are determined to provide sensibly priced loan for Singaporeans and foreigners in Singapore. A...
175A Bencoolen Street Burlington Square Square 189650 4.38 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a widespread...
Blk 629 Ang Mo Kio Avenue 4 #01-1018 Singapore 560629 4.4 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629 4.4 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 4.41 km
We are an independent and licensed money lender. If its quick personal loan that you need, anywhe...
2 Orchard Turn #B2-57 Singapore 238801 4.43 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
200 Jalan Sultan #01-06 Textile Centre Singapore 199018 4.45 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 4.45 km
We have been Singapore’s top licensed and most trusted moneylender. We render a wide select...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 4.45 km
There are customised loan services readily available to each customer. We provide a versatile rep...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 4.46 km
Times are hard in Singapore and consumers and businessowners are finding it harder to get access ...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 4.48 km
We have invested greatly in exceptionally trained workforce and this sets us apart from other mon...
176 Orchard Road #01-27 CentrePoint Singapore 238843 4.48 km
Established on January 1, 1877 as the Post Workplace Savings Bank (POSB), the bank was part of th...
149 Rochor Road #01-26 Fu Lu Shou Complex Singapore 188425 4.49 km
United Overseas Bank Limited (frequently understood as UOB) is a Singaporean international bankin...
230 Orchard Road #01-230 Faber House Singapore 238854 4.49 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
391 Orchard Road #04-15 Ngee Ann City Singapore 238872 4.55 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
587 Bukit Timah Road #02-25/26/27/28 Coronation 4.57 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
68 Orchard Road #B1-25 Plaza Singapura Singapore 238839 4.59 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 4.62 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
277 Orchard Road, orchardgateway, #01-16, #B1-12, #B2-12 Singapore 238858 4.62 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
2 Orchard Link #02-07/08 Scape Building Singapore 237978 4.65 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 4.67 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering consumer banking services and ...
26 Tai Seng Street #01-01 Singapore 534057 4.69 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 4.73 km
For years, we have been rendering reasonable loan packages to those who need emergency funds. As ...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 4.73 km
We have invested greatly in truly trained workforce and this sets us apart from other money lende...
BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 4.73 km
For years, we have been providing competitive loan packages to those that needs emergency funds. ...
30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 4.78 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
210 HOUGANG STREET 21 SINGAPORE 530210 4.86 km
we make every effort to achieve each and every one of our customers’ needs and wants. We ar...
470 NORTH BRIDGE ROAD BUGIS CUBE SINGAPORE 188735 4.88 km
For years, we have been delivering competitive loan packages to those who need emergency funds. A...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 4.9 km
United Overseas Bank Limited (frequently understood as UOB) is a Singaporean multinational bankin...
250 Sims Avenue #01-01 Singapore 387513 4.91 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
460 North Bridge Road #01-00 Singapore 188734 4.91 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
211 Hougang St 21 #01-295 Singapore 530211 4.94 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...