83 Punggol Central #01-13 Waterway Point Singapore 828761
307A Punggol Walk Singapore SG

Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financial services organisation with its head office in Singapore. The “Oversea-Chinese” use leads lots of to believe erroneously that the bank’s name is misspelled, however this is the correct standard spelling. Although it is asserted that this is the appropriate spelling, “oversea” rather than “abroad”, which is the right use of the word in generic English, sounds awkward and uneasy to native English speakers. The bank’s worldwide network has actually grown to consist of subsidiaries, branches, and representative workplaces in 18 territories and nations. It has retail banking subsidiaries in Malaysia, Indonesia, Hong Kong, and China, and branches in China, Hong Kong, Japan, Australia, the UK and US. OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 offices and branches

OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 workplaces and branches

In 1932, three banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), combined to form Oversea-Chinese Banking Corporation under the leadership of Tan Ean Kiam and Lee Kong Chian. In the subsequent years, the bank broadened its operations and ended up being the biggest bank in South East Asia.

Idea For Acquiring Personal Loans In Singapore

Never take personal loans two to three months prior to another major loan. Simply puts, no personal loans if you’re meaning to buy a car, house, and so on.

When you take a bank loan for a vehicle or house, a key factor is your DSR (Debt Servicing Ratio ). This determines exactly what portion of your earnings can go into repaying the housing or auto loan, including other overheads (e.g. repayment for other personal loans).

To puts it simply, a Debt Servicing Ratio of 50% implies that your debt obligation can not go beyond 50% of your earnings. As a guide, most banks allow 40% Debt Servicing Ratio for a home and 30% for a car loan

Specific Loans Are Cheaper – Take out a particular loan where you take a renovation loan for your renovation requirements and a vehicle loan for your car. It is not a good idea to get a individual loan for your automobile or renovation requirements. When it comes to banks, specific loans’ rate of interest are lower.

When it pertains to personal loans, they are unsecured where you have absolutely nothing to back the loans if you can not repay the banks. Such loans are riskier for the banks and they have a greater rates of interest for individual loans. Due to the nature of such personal loans, it is not recommended to take individual loans except for emergency situation circumstances.

83 Punggol Central #01-01 Waterway Point Singapore 828761 0 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
83 Punggol Central #01-15 Singapore 828761 0.06 km
Founded on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part of t...
1 Sengkang Square #02-04 Compass One Singapore 545078 1.72 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 1.74 km
POSB Bank (or just called POSB) is a Singaporean bank offering customer banking services and is t...
Blk 118 Rivervale Drive #01-21 Rivervale Plaza Singapore 540118 2.31 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653 3.3 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
90 Hougang Ave 10 #01-01/05 Hougang Mall Singapore 538766 3.83 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 3.97 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
Blk 805 Hougang Central #01-102/104 Singapore 530805 4.03 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering customer banking services and ...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 5.18 km
We have invested heavily in exceptionally trained workforce and this differentiate us from other ...
211 Hougang St 21 #01-295 Singapore 530211 5.39 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
210 HOUGANG STREET 21 SINGAPORE 530210 5.44 km
we make every effort to achieve each and every one of our customers’ needs and wants. We ar...
Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 5.5 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering consumer banking services and ...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 5.59 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 5.94 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 6.08 km
United Overseas Bank Limited (frequently understood as UOB) is a Singaporean multinational bankin...
1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 6.12 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
69 Serangoon Garden Way Singapore 555965 6.21 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
86/88 Serangoon Garden Way Singapore 555982 6.22 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 6.39 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a widespread r...
1 Pasir Ris Central Street 3 #03-05 Singapore 518457 6.53 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
1 Pasir Ris Central St 3 White Sands, #01-13 Singapore 518457 6.54 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 6.73 km
POSB Bank (or just known as POSB) is a Singaporean bank offering customer banking services and is...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 6.84 km
Trying to find personal loans in Singapore with rapid approval time? Need an urgent loan? There c...
23 Serangoon Central #01-52/53 nex Singapore 556083 6.98 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
23 Serangoon Central #B2-28/29 Singapore 556083 7.01 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 7.13 km
We have invested massively in exceptionally trained workforce and this sets us apart from other m...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 7.13 km
we aim to achieve each and every one of our customers’ wants and needs. We are an licensed ...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 7.17 km
Times are tough in Singapore and consumers and businessowners are finding it harder to get access...
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 7.19 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer an extensi...
Blk 827 Tampines Street 81 #01-138/140 Singapore 520827 7.21 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 7.21 km
Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 7.21 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 7.21 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 7.23 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
705 ANG MO KIO AVENUE 8 SINGAPORE 560705 7.23 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to gain a...
53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 7.25 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 7.25 km
For years, we have been providing competitive loan packages to those in need of emergency funds. ...
BLK 503 TAMPINES CENTRAL 1 SINGAPORE 520503 7.38 km
For years, we have been rendering reasonable loan packages to those who need emergency funds. As ...
Blk 443 Pasir Ris Drive 6 #01-20/22 Singapore 510443 7.4 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
30 Yishun Street 81 #01-04 Nee Soon South Community Club Singapore 768455 7.46 km
POSB Bank (or merely referred to as POSB) is a Singaporean bank offering customer banking service...
Block 442 Pasir Ris Drive 6 #01-32/34 Singapore 510442 7.46 km
POSB Bank (or simply called POSB) is a Singaporean bank offering customer banking services and is...
629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629 7.48 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
Blk 629 Ang Mo Kio Avenue 4 #01-1018 Singapore 560629 7.48 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
Blk 513 Tampines Central #01-160 Singapore 520513 7.5 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
Tampines 1 - 10 TAMPINES CENTRAL 1 #03-08/09 Singapore 529536 7.5 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
Blk 926 Yishun Central 1 #01-183 Singapore 760926 7.51 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
1 Tampines Central 5 #01-02 Tampines CPF Building Singapore 529508 7.52 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
1 Tampines Central 1 #01-01 UOB Tampines Centre Singapore 529539 7.53 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean multinational bankin...
BLK 846 YISHUN RING ROAD SINGAPORE 760846 7.57 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to gain...
128 ANG MO KIO AVENUE 3 SINGAPORE 560128 7.57 km
We feel that each customer relationship is extremely essential when it comes to working in this i...
7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 7.68 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
930 Yishun Ave 2 #B1-37/38/39 Northpoint Shopping Centre Singapore 769098 7.76 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
930 Yishun Avenue 2 #01-41/42/43 Northpoint Shopping Centre Singapore 769098 7.8 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
163 ANG MO KIO AVE 4 SINGAPORE 560163 7.93 km
For years, we have been delivering competitive loan packages to those who need emergency funds. A...
26 Tai Seng Street #01-01 Singapore 534057 7.96 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
Blk 290 Yishun Street 22 #01-401 Singapore 760290 8.03 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
8 BURN ROAD TRIVEX SINGAPORE 369977 8.07 km
Times are tough in Singapore and consumers and businessowners are finding it harder to access cre...
30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 8.09 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
Blk 201A Tampines Street 21 #01-1051 Singapore 521201 8.15 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 8.27 km
We are established to offer reasonablypriced loan for Singaporeans and foreigners in Singapore. A...
201D TAMPINES STREET 21 SINGAPORE 524201 8.3 km
we aim to achieve each and every one of our customers’ needs and wants. We are an company t...
Blk 301 Ubi Avenue 1 #01-257 Singapore 400301 8.39 km
POSB Bank (or just called POSB) is a Singaporean bank offering consumer banking services and is t...
Blk 302 Ubi Ave 1 #01-59/ 63 Singapore 400302 8.46 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 8.54 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 8.66 km
We are determined to provide competitive loan for Singaporeans and foreigners in Singapore. As a ...
Blk 101 Yishun Avenue 5 #01-05 Singapore 760101 8.68 km
POSB Bank (or just called POSB) is a Singaporean bank offering customer banking services and is t...
Blk 539 Bedok North Street 3 #01-647 Singapore 460539 8.68 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
501 Bishan St 11 #01-372/374 Singapore 570501 8.7 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 8.7 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean multinational banking organis...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 9.02 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering consumer banking services and ...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 9.02 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 9.05 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a wide s...
3 Simei Street 6 #01-24/25/29 Eastpoint Mall Singapore 528833 9.06 km
POSB Bank (or just known as POSB) is a Singaporean bank offering customer banking services and is...
88 Bedok North St 4 #01-163 Singapore 460088 9.14 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
204 Bedok North St 1 #01-403/405/407 Singapore 460204 9.39 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 9.42 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
217 BEDOK NORTH STREET 1 SINGAPORE 460217 9.51 km
We have invested heavily in exceptionally trained workforce and this sets us apart from other mon...
Blk 213 Bedok North Street 1 #01-103 Singapore 460213 9.51 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
211 NEW UPPER CHANGI ROAD SINGAPORE 460211 9.56 km
There are personalised loan services accessible to each customer. We provide a manageable repayme...
251-253 Upper Thomson Road Singapore 574376 9.58 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean multinational bankin...
181 Upper Thomson Road Singapore 574331 9.59 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
129 BEDOK NORTH STREET 2 SINGAPORE 460129 9.62 km
We are an legal and licensed money lender. If its quick personal loan that you need, no matter wh...
30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 9.62 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
Blk 210 New Upper Changi Road #01-707 Singapore 460210 9.64 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
BLK 210 NEW UPPER CHANGI ROAD SINGAPORE 460210 9.64 km
We feel that each customer relationship is extremely vital when it comes to working in this indus...
Blk 210 New Upper Changi Road #01-711 Singapore 460210 9.64 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 9.75 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
60 Paya Lebar Road #01-45/46/52/53 Singapore 409051 9.77 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 9.85 km
We are an legal and licensed money lender. If its quick personal loan that you require, no matter...
228 CHANGI ROAD ICON@CHANGI SINGAPORE 419741 9.89 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
TOA PAYOH CENTRAL SINGAPORE 310183 9.95 km
We have invested greatly in highly trained workforce and this sets us apart from other money lend...
8 Somapah Road #01-103 Singapore 487372 9.96 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
186 TOA PAYOH CENTRAL SINGAPORE 310186 9.99 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to get ...
186 TOA PAYOH CENTRAL SINGAPORE 310186 9.99 km
Times are hard in Singapore and consumers and businessowners are finding it harder to gain access...
185 TOA PAYOH CENTRAL SINGAPORE 310185 9.99 km
We are determined to offer reasonablypriced loan for Singaporeans and expats in Singapore. As a l...
185 TOA PAYOH CENTRAL SINGAPORE 310185 9.99 km
We are determined to offer affordable loan for Singaporeans and expats in Singapore. As a license...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 9.99 km
For years, we have been delivering affordable loan packages to those looking for emergency funds....
185 TOA PAYOH CENTRAL SINGAPORE 310185 9.99 km
We are an legal and licensed money lender. If its quick cash loan that you need, no matter where ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 9.99 km
We have invested profoundly in exceptionally trained workforce and this sets us apart from other ...
BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 10.01 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to gain...
2 Sembawang Crescent #01-02 Canberra Community Club Singapore 757632 10.11 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and ...
Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 10.11 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 10.11 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 10.13 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 10.14 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 10.15 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...
GEYLANG ROAD SINGAPORE 389663 10.2 km
we strive to achieve each and every one of our customers’ wants and needs. We are an compan...
810 Geylang Road #01-51/55 City Plaza Singapore 409286 10.21 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
GEYLANG ROAD SINGAPORE 389636 10.24 km
There are personalised loan services accessible to each customer. We offer a versatile repayment ...