1 Pasir Ris Central St 3 White Sands, #01-13 Singapore 518457
1 Pasir Ris Central Street 3 Singapore 518457 SG

Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monetary services organisation with its head office in Singapore. In 1932, three banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), combined to form Oversea-Chinese Banking Corporation under the leadership of Tan Ean Kiam and Lee Kong Chian. In the subsequent years, the bank expanded its operations and ended up being the biggest bank in South East Asia.

OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 workplaces and branches

In 1932, 3 banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), merged to form Oversea-Chinese Banking Corporation under the management of Tan Ean Kiam and Lee Kong Chian. In the subsequent years, the bank expanded its operations and ended up being the biggest bank in South East Asia.

Idea With regard to Getting Personal Loans In Singapore

Never ever take personal loans two to three months before another significant loan. To puts it simply, no individual loans if you’re meaning to purchase a car, house, and so on.

A key factor is your DSR (Debt Servicing Ratio)when you take a bank loan for a cars and truck or home. This determines what percentage of your earnings can enter into paying back the real estate or car loan, consisting of other overheads (e.g. repayment for other personal loans).

So a DSR of 50% means your loan repayments, plus payments of any other loans you have, can’t surpass 50% of your income.Just for reference, a lot of banks enable 40% DSR for a house, and 30% DSR for a cars and truck.

Loans Get Cheaper As the Loan Gets More Specific – So when it concerns getting loans, be as specific as you can. Do not take a personal loan to renovate your house, not when there’s a renovation loan bundle. Don’t take a personal loan to spend for your education, when there’s an education loan bundle.

In order to motivate you, specific loan packages typically have lower interest rates. Individual loans have the tendency to charge interest of about 6% to 8%, whereas specific loans (renovation loans, education loans, etc). have rates as low as 2%. Ask the lender to match a bundle to your requirements.

A lot of individual loans are unsecured. As in, there’s no collateral behind them. And given that the issuing banks have no security, they’ll compensate by jacking up interest rates.

That indicates you need to never ever take a individual loan without knowledge of exactly when and how you’ll pay it back.

Do not use individual loans as alternative business loans. Don’t use them to trade on Forex. Do not utilize them to purchase high risk equities. You must just take a personal loan to reduce capital concerns.

1 Pasir Ris Central Street 3 #03-05 Singapore 518457 0.03 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
Blk 443 Pasir Ris Drive 6 #01-20/22 Singapore 510443 0.88 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
Block 442 Pasir Ris Drive 6 #01-32/34 Singapore 510442 0.94 km
POSB Bank (or simply called POSB) is a Singaporean bank offering customer banking services and is...
BLK 503 TAMPINES CENTRAL 1 SINGAPORE 520503 1.9 km
For years, we have been rendering reasonable loan packages to those who need emergency funds. As ...
Tampines 1 - 10 TAMPINES CENTRAL 1 #03-08/09 Singapore 529536 2.09 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
Blk 201A Tampines Street 21 #01-1051 Singapore 521201 2.14 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
Blk 513 Tampines Central #01-160 Singapore 520513 2.16 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
201D TAMPINES STREET 21 SINGAPORE 524201 2.26 km
we aim to achieve each and every one of our customers’ needs and wants. We are an company t...
1 Tampines Central 5 #01-02 Tampines CPF Building Singapore 529508 2.27 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
1 Tampines Central 1 #01-01 UOB Tampines Centre Singapore 529539 2.36 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean multinational bankin...
Blk 827 Tampines Street 81 #01-138/140 Singapore 520827 3.1 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
3 Simei Street 6 #01-24/25/29 Eastpoint Mall Singapore 528833 3.31 km
POSB Bank (or just known as POSB) is a Singaporean bank offering customer banking services and is...
8 Somapah Road #01-103 Singapore 487372 3.77 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
88 Bedok North St 4 #01-163 Singapore 460088 4.55 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
Airport Boulevard #B16-17 Singapore Changi Airport Passenger Terminal 2 Building Singapore 819643 4.74 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean multinational bankin...
129 BEDOK NORTH STREET 2 SINGAPORE 460129 5.15 km
We are an legal and licensed money lender. If its quick personal loan that you need, no matter wh...
Blk 539 Bedok North Street 3 #01-647 Singapore 460539 5.29 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
217 BEDOK NORTH STREET 1 SINGAPORE 460217 5.37 km
We have invested heavily in exceptionally trained workforce and this sets us apart from other mon...
Blk 213 Bedok North Street 1 #01-103 Singapore 460213 5.48 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
Blk 118 Rivervale Drive #01-21 Rivervale Plaza Singapore 540118 5.55 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
204 Bedok North St 1 #01-403/405/407 Singapore 460204 5.57 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
Blk 210 New Upper Changi Road #01-707 Singapore 460210 5.67 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
BLK 210 NEW UPPER CHANGI ROAD SINGAPORE 460210 5.67 km
We feel that each customer relationship is extremely vital when it comes to working in this indus...
Blk 210 New Upper Changi Road #01-711 Singapore 460210 5.67 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
211 NEW UPPER CHANGI ROAD SINGAPORE 460211 5.7 km
There are personalised loan services accessible to each customer. We provide a manageable repayme...
Blk 805 Hougang Central #01-102/104 Singapore 530805 6.19 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering customer banking services and ...
7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 6.21 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
90 Hougang Ave 10 #01-01/05 Hougang Mall Singapore 538766 6.24 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 6.35 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 6.49 km
POSB Bank (or just called POSB) is a Singaporean bank offering customer banking services and is t...
1 Sengkang Square #02-04 Compass One Singapore 545078 6.52 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
83 Punggol Central #01-15 Singapore 828761 6.53 km
Founded on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part of t...
83 Punggol Central #01-01 Waterway Point Singapore 828761 6.54 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
83 Punggol Central #01-13 Waterway Point Singapore 828761 6.54 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 7.03 km
United Overseas Bank Limited (frequently understood as UOB) is a Singaporean multinational bankin...
61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 7.05 km
We are established to offer reasonablypriced loan for Singaporeans and foreigners in Singapore. A...
Blk 301 Ubi Avenue 1 #01-257 Singapore 400301 7.07 km
POSB Bank (or just called POSB) is a Singaporean bank offering consumer banking services and is t...
211 Hougang St 21 #01-295 Singapore 530211 7.07 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
210 HOUGANG STREET 21 SINGAPORE 530210 7.14 km
we make every effort to achieve each and every one of our customers’ needs and wants. We ar...
Blk 302 Ubi Ave 1 #01-59/ 63 Singapore 400302 7.21 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 7.35 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering consumer banking services and ...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 7.39 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 7.57 km
We are determined to provide competitive loan for Singaporeans and foreigners in Singapore. As a ...
30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 7.88 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
26 Tai Seng Street #01-01 Singapore 534057 7.9 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 7.92 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
228 CHANGI ROAD ICON@CHANGI SINGAPORE 419741 7.93 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 8.1 km
Trying to find personal loans in Singapore with rapid approval time? Need an urgent loan? There c...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 8.19 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a widespread r...
8 BURN ROAD TRIVEX SINGAPORE 369977 8.24 km
Times are tough in Singapore and consumers and businessowners are finding it harder to access cre...
33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653 8.48 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 8.64 km
We have invested heavily in exceptionally trained workforce and this differentiate us from other ...
60 Paya Lebar Road #01-45/46/52/53 Singapore 409051 8.74 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
23 Serangoon Central #01-52/53 nex Singapore 556083 8.9 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
23 Serangoon Central #B2-28/29 Singapore 556083 8.97 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
810 Geylang Road #01-51/55 City Plaza Singapore 409286 8.98 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 9 km
POSB Bank (or just known as POSB) is a Singaporean bank offering customer banking services and is...
50 EAST COAST ROAD ROXY SQUARE SINGAPORE 428769 9.13 km
We feel that every customer relationship is very crucial when it comes to operating in this indus...
GEYLANG ROAD SINGAPORE 389663 9.14 km
we strive to achieve each and every one of our customers’ wants and needs. We are an compan...
83 Marine Parade Central #01-576/578 Singapore 440083 9.15 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
Blk 83 Marine Parade #01-584/586 Singapore 440083 9.16 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
GEYLANG ROAD SINGAPORE 389636 9.23 km
There are personalised loan services accessible to each customer. We offer a versatile repayment ...
80 Marine Parade Road #01-12 Parkway Parade Singapore 449269 9.3 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
80 Marine Parade Road #01-13 Parkway Parade Singapore 449269 9.31 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean international banking...
69 Serangoon Garden Way Singapore 555965 9.45 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 9.47 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
86/88 Serangoon Garden Way Singapore 555982 9.51 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
250 Sims Avenue #01-01 Singapore 387513 9.85 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 10.21 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 10.21 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering consumer banking services and ...
2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 10.43 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 11.29 km
1 Stadium Place #01-06/07 Singapore 397628 11.31 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 11.31 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 11.32 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 11.32 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 11.32 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 11.35 km
We have invested massively in exceptionally trained workforce and this sets us apart from other m...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 11.35 km
we aim to achieve each and every one of our customers’ wants and needs. We are an licensed ...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 11.38 km
Times are tough in Singapore and consumers and businessowners are finding it harder to get access...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 11.38 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
705 ANG MO KIO AVENUE 8 SINGAPORE 560705 11.4 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to gain a...
BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 11.43 km
For years, we have been providing competitive loan packages to those in need of emergency funds. ...
Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 11.44 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 11.51 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 11.51 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer an extensi...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 11.52 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
501 Bishan St 11 #01-372/374 Singapore 570501 11.53 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 11.53 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean multinational banking organis...
12 Kallang Avenue, #01-24 Singapore 339511 11.73 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
128 ANG MO KIO AVENUE 3 SINGAPORE 560128 11.83 km
We feel that each customer relationship is extremely essential when it comes to working in this i...
Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 11.93 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
186 TOA PAYOH CENTRAL SINGAPORE 310186 11.94 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to get ...
186 TOA PAYOH CENTRAL SINGAPORE 310186 11.94 km
Times are hard in Singapore and consumers and businessowners are finding it harder to gain access...
185 TOA PAYOH CENTRAL SINGAPORE 310185 11.96 km
We are determined to offer affordable loan for Singaporeans and expats in Singapore. As a license...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 11.96 km
For years, we have been delivering affordable loan packages to those looking for emergency funds....
185 TOA PAYOH CENTRAL SINGAPORE 310185 11.96 km
We are an legal and licensed money lender. If its quick cash loan that you need, no matter where ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 11.96 km
We have invested profoundly in exceptionally trained workforce and this sets us apart from other ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 11.96 km
We are determined to offer reasonablypriced loan for Singaporeans and expats in Singapore. As a l...
TOA PAYOH CENTRAL SINGAPORE 310183 11.98 km
We have invested greatly in highly trained workforce and this sets us apart from other money lend...
883 NORTH BRIDGE ROAD SOUTHBANK SINGAPORE 198785 12.01 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 12.06 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 12.08 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to gain...
JALAN BESAR SINGAPORE 208984 12.12 km
For years, we have been rendering reasonable loan packages to those who need emergency funds. As ...
262 BALESTIER ROAD OKIO SINGAPORE 329714 12.13 km
We feel that every customer relationship is very crucial when it comes to working in this industr...
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 12.13 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 12.14 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...