61 Choa Chu Kang Drive #01-04 Yew Tee MRT Station Singapore 689715
61 Choa Chu Kang Drive Singapore 689715 SG

POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and is the earliest bank in continuous operation in Singapore. Established on January 1, 1877 as the Post Office Savings Bank, the bank now runs as part of DBS Bank, which acquired the organization and its subsidiaries on November 16, 1998.

Prior to its acquisition, the bank was a significant public bank offering inexpensive banking services to Singaporeans. DBS Bank attempts to continue this tradition by assuring to keep expenses low for fundamental savings accounts, and to exempt kids, full-time trainees below the age of 21 years and full-time National Troop from bank charges.

Tips With respect to Securing Personal Loans In Singapore

Do not ever take out a personal loan from a bank a few months prior to the major loan if you are planning to take a significant loan. This will affect you.

A essential aspect is your DSR (Debt Servicing Ratio)when you take a bank loan for a automobile or house. This determines what portion of your earnings can enter into paying back the housing or vehicle loan, consisting of other overheads (e.g. repayment for other individual loans).

In other words, a Debt Servicing Ratio of 50% indicates that all your debt obligation can not go beyond 50% of your income. As a guide, a lot of banks allow 40% Debt Servicing Ratio for a home and 30% for a vehicle loan

Specific Loans Are Cheaper – Take out a specific loan where you take a renovation loan for your renovation requirements and a vehicle loan for your automobile. It is not a good idea to get a individual loan for your car or renovation requirements. When it comes to banks, specific loans’ rates of interest are lower.

When it pertains to individual loans, they are unsecured where you have absolutely nothing to back the loans if you can not pay back the banks. Such loans are riskier for the banks and they have a higher rates of interest for individual loans. Due to the nature of such individual loans, it is not recommended to take individual loans except for emergency situations.

Blk 304 Choa Chu Kang Avenue 4 #01-657/659 Singapore 680304 1.53 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
304 Choa Chu Kang Ave 4 #01-663 Singapore 680304 1.53 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
1 Jelebu Road #02-02 Bukit Panjang Plaza Singapore 2.75 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
1 Segar Road #01-06 Zhenghua Community Club Singapore 677738 2.99 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
257 Bangkit Rd #01-51/55 Singapore 670257 3.56 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
Blk 260 Bangkit Road #01-15 Singapore 670260 3.62 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
303 Woodlands St 31 #01-159/161 Singapore 730303 4.75 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
Blk 303 Woodlands Street 31 #01-191 Singapore 730303 4.75 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
634 Bukit Batok Central #01-108 Singapore 650634 5.33 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
Blk 634 Bukit Batok Central #01-104/106 Singapore 650634 5.33 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
Blk 636 Bukit Batok Central #01-02/04 Singapore 650636 5.36 km
POSB Bank (or just called POSB) is a Singaporean bank offering customer banking services and is t...
Blk 637 Bukit Batok Central #01-16 Singapore 650637 5.36 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
Blk 2a Woodlands Centre Road #01-134 Singapore 731002 5.44 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
Blk 153 Bukit Batok West Street 11 #01-290/292 Singapore 650153 5.57 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
900 South Woodlands Drive #01-06 Woodlands Civic Centre Singapore 730900 6.04 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
900 South Woodlands Drive #02-01 Woodlands Civic Centre Singapore 730900 6.05 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 Woodlands Square, #B1-26 Causeway Point Singapore 738099 6.07 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 Woodlands Square #01-16 Causeway Point Singapore 738099 6.07 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
Blk 501 Jurong West Street 51 #01-279/281 Singapore 640501 6.16 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
502 Jurong West Ave 1 #01-821 Singapore 640502 6.16 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
25 Boon Lay Place Singapore 649886 6.74 km
United Overseas Bank Limited (commonly understood as UOB) is a Singaporean multinational banking ...
10 Boon Lay Place #01-06 Boon Lay Community Club Singapore 649882 6.76 km
POSB Bank (or merely called POSB) is a Singaporean bank offering consumer banking services and is...
170 UPPER BUKIT TIMAH ROAD BUKIT TIMAH SHOPPING CENTRE SINGAPORE 588179 6.81 km
There are personalised loan services readily available to each customer. We provide a manageable ...
170 Upper Bukit Timah Rd #01-01 Bukit Timah Shopping Centre Singapore 588179 6.83 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
148 Upper Bukit Timah Road #01-01 UOB Centre Singapore 588178 6.89 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
140 UPPER BUKIT TIMAH ROAD BEAUTY WORLD PLAZA SINGAPORE 588176 6.92 km
We are an authorised and licensed money lender. If its quick personal loan that you require, anyw...
96 JALAN JURONG KECHIL SINGAPORE 598599 6.94 km
We feel that every customer relationship is very critical when it comes to operating in this indu...
21 Jurong Gateway Road #01-03 CPF Jurong Building Singapore 608546 7 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and ...
3 Gateway Drive #04-36 Westgate Singapore 608532 7.03 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
131 JURONG GATEWAY ROAD SINGAPORE 600131 7.06 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to get ac...
50 Jurong Gateway Road #02-15 Jem Singapore 608549 7.17 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
50 Jurong Gateway Road #B1-18 Jem Singapore 608549 7.19 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
1 Jalan Anak Bukit #01-19/20 Bukit Timah Plaza Singapore 588996 7.42 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
1 Jurong West Central 2 #B1-31/32/33/46 Jurong Point Shopping Centre Singapore 648886 7.8 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
1 Jurong West Central 2 #01-16C Jurong Point Shopping Centre Singapore 648886 7.85 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
1 Jurong West Central 2 #B1-20 Jurong Point Shopping Centre Singapore 648886 7.89 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
63 Jurong West Central 3 #B1-47/48/49/50 Jurong Point Shopping Centre Singapore 648331 7.98 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 960 Jurong West Street 92 #01-174 Singapore 640960 8.82 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and ...
827 Bukit Timah Road Singapore 279886 9.04 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
50 Nanyang Avenue Blk NS3-01-10 Singapore 639798 9.06 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
3155 Commonwealth Avenue West #04-52/55 The Clementi Mall Singapore 129588 9.38 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
Blk 449 Clementi Avenue 3 #01-243 Singapore 120449 9.56 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
Blk 450 Clementi Avenue 3 #01-293/295 Singapore 120450 9.56 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 450 Clementi Avenue 3 #01-287/289 Singapore 120450 9.56 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
2 Sembawang Crescent #01-02 Canberra Community Club Singapore 757632 9.62 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and ...
Blk 101 Yishun Avenue 5 #01-05 Singapore 760101 9.66 km
POSB Bank (or just called POSB) is a Singaporean bank offering customer banking services and is t...
SENOKO DRIVE SINGAPORE 758249 9.77 km
We are determined to provide competitive loan for Singaporeans and expats in Singapore. As a lice...
30 Sembawang Drive #02-05 Sun Plaza Singapore 757713 9.82 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
BLK 846 YISHUN RING ROAD SINGAPORE 760846 9.94 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to gain...
30 Yishun Street 81 #01-04 Nee Soon South Community Club Singapore 768455 9.98 km
POSB Bank (or merely referred to as POSB) is a Singaporean bank offering customer banking service...
500 Dover Road Singapore Polytechnic, Food Court 5 (FC512) Singapore 139651 10.34 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
163 ANG MO KIO AVE 4 SINGAPORE 560163 10.44 km
For years, we have been delivering competitive loan packages to those who need emergency funds. A...
301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 10.45 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
930 Yishun Avenue 2 #01-41/42/43 Northpoint Shopping Centre Singapore 769098 10.46 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629 10.46 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
Blk 629 Ang Mo Kio Avenue 4 #01-1018 Singapore 560629 10.46 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
930 Yishun Ave 2 #B1-37/38/39 Northpoint Shopping Centre Singapore 769098 10.49 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 926 Yishun Central 1 #01-183 Singapore 760926 10.61 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
2 Clementi West Street 2 #01-06 West Coast Community Centre Singapore 129605 10.7 km
Established on January 1, 1877 as the Post Workplace Savings Bank (POSB), the bank was part of th...
587 Bukit Timah Road #02-25/26/27/28 Coronation 10.75 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
Blk 290 Yishun Street 22 #01-401 Singapore 760290 10.76 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
251-253 Upper Thomson Road Singapore 574376 10.79 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean multinational bankin...
249 Holland Ave Singapore 278980 11.01 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 11.02 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a wide s...
211 Holland Avenue #01-12 Holland Road Shopping Centre Singapore 278967 11.08 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
128 ANG MO KIO AVENUE 3 SINGAPORE 560128 11.11 km
We feel that each customer relationship is extremely essential when it comes to working in this i...
Raffles Holland V , 118 Holland Avenue #02-05 Singapore 278997 11.12 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
181 Upper Thomson Road Singapore 574331 11.13 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
Blk 43 Holland Drive, #01-55 Singapore 270043 11.19 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 43 Holland Drive #01-53 Singapore 270043 11.19 km
POSB Bank (or merely referred to as POSB) is a Singaporean bank offering customer banking service...
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 11.36 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer an extensi...
31 Lower Kent Ridge Road #01-02 Yusof Ishak House Singapore 119078 11.43 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 11.46 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 11.51 km
For years, we have been providing competitive loan packages to those in need of emergency funds. ...
705 ANG MO KIO AVENUE 8 SINGAPORE 560705 11.54 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to gain a...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 11.54 km
Times are tough in Singapore and consumers and businessowners are finding it harder to get access...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 11.55 km
We have invested massively in exceptionally trained workforce and this sets us apart from other m...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 11.55 km
we aim to achieve each and every one of our customers’ wants and needs. We are an licensed ...
53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 11.64 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 11.64 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 11.66 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 11.67 km
2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 12.32 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 12.43 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
501 Bishan St 11 #01-372/374 Singapore 570501 12.56 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 12.56 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean multinational banking organis...
BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 12.63 km
We are an legal and licensed money lender. If its quick personal loan that you require, no matter...
Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 12.75 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
BENOI ROAD PIONEER LOT SINGAPORE 627788 12.8 km
We have invested profoundly in highly trained workforce and this differentiate us from other mone...
150 LORONG 1 TOA PAYOH SINGAPORE 310150 12.93 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 13.24 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 13.24 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 13.31 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to gain...
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 13.39 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 13.4 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...
TOA PAYOH CENTRAL SINGAPORE 310183 13.4 km
We have invested greatly in highly trained workforce and this sets us apart from other money lend...
185 TOA PAYOH CENTRAL SINGAPORE 310185 13.5 km
We are determined to offer reasonablypriced loan for Singaporeans and expats in Singapore. As a l...
185 TOA PAYOH CENTRAL SINGAPORE 310185 13.5 km
We are determined to offer affordable loan for Singaporeans and expats in Singapore. As a license...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 13.5 km
For years, we have been delivering affordable loan packages to those looking for emergency funds....
185 TOA PAYOH CENTRAL SINGAPORE 310185 13.5 km
We are an legal and licensed money lender. If its quick cash loan that you need, no matter where ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 13.5 km
We have invested profoundly in exceptionally trained workforce and this sets us apart from other ...
BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 13.52 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
186 TOA PAYOH CENTRAL SINGAPORE 310186 13.53 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to get ...
186 TOA PAYOH CENTRAL SINGAPORE 310186 13.53 km
Times are hard in Singapore and consumers and businessowners are finding it harder to gain access...
86/88 Serangoon Garden Way Singapore 555982 13.58 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 13.59 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
69 Serangoon Garden Way Singapore 555965 13.65 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
10 Sinaran Drive #02-19/20 Square 2 Singapore 307506 13.73 km
POSB Bank (or merely called POSB) is a Singaporean bank offering customer banking services and is...
1 Scotts Road #03-04 Shaw Centre Singapore 228208 13.84 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
238A Thomson Road #01-38 Novena Square Singapore 307685 13.86 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
14 SCOTTS ROAD FAR EAST PLAZA SINGAPORE 228213 13.86 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
2 Orchard Turn #B2-57 Singapore 238801 14.07 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
304 ORCHARD ROAD LUCKY PLAZA SINGAPORE 238863 14.13 km
We are determined to provide sensibly priced loan for Singaporeans and foreigners in Singapore. A...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 14.14 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 14.23 km
We have invested heavily in exceptionally trained workforce and this differentiate us from other ...
279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 14.3 km
Times are tough in Singapore and consumers and businessowners are finding it harder to gain acces...
33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653 14.34 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
BALESTIER ROAD SINGAPORE 329726 14.38 km
We feel that every customer relationship is extremely essential when it comes to working in this ...
391 Orchard Road #04-15 Ngee Ann City Singapore 238872 14.4 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
135 Bukit Timah Road Newton Building Singapore 229837 14.43 km
POSB Bank (or simply called POSB) is a Singaporean bank offering consumer banking services and is...