Blk 101 Yishun Avenue 5 #01-05 Singapore 760101
101 Yishun Avenue 5 Singapore 760101 SG

POSB Bank (or just called POSB) is a Singaporean bank offering customer banking services and is the oldest bank in continuous operation in Singapore. Developed on January 1, 1877 as the Post Office Savings Bank, the bank now operates as part of DBS Bank, which obtained the organization and its subsidiaries on November 16, 1998.

Prior to its acquisition, the bank was a significant public bank offering low-cost banking services to Singaporeans. DBS Bank tries to continue this custom by promising to keep expenses low for standard savings accounts, and to exempt kids, full-time trainees below the age of 21 years and full-time National Servicemen from bank charges.

Tips For Getting Personal Loans In Singapore

If you are preparing to take a major loan, do not ever take out a individual loan from a bank a couple of months before the significant loan. This will affect you.

If you are taking a loan from the bank for a house or cars and truck, it is necessary to note your Debt Servicing Ratio which is a measure of the portion of your regular income to the repayment of your automobile or house loan.

To puts it simply, a Debt Servicing Ratio of 50% indicates that all your debt obligation can not surpass 50% of your income. As a guide, the majority of banks permit 40% Debt Servicing Ratio for a home and 30% for a auto loan

Particular Loans Are Cheaper – Take out a specific loan where you take a renovation loan for your renovation requirements and a vehicle loan for your cars and truck. It is not smart to get a personal loan for your cars and truck or renovation needs. When it concerns banks, specific loans’ rate of interest are lower.

When it comes to individual loans, they are unsecured where you have nothing to back the loans if you can not repay the banks. Such loans are riskier for the banks and they have a higher rate of interest for individual loans. Due to the nature of such personal loans, it is not advisable to take individual loans except for emergency circumstances.

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Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
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Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
163 ANG MO KIO AVE 4 SINGAPORE 560163 6.42 km
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Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
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1 Segar Road #01-06 Zhenghua Community Club Singapore 677738 7.91 km
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301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 8.46 km
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251-253 Upper Thomson Road Singapore 574376 8.62 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 11.16 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 11.16 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 11.16 km
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520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 11.18 km
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186 TOA PAYOH CENTRAL SINGAPORE 310186 11.18 km
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186 TOA PAYOH CENTRAL SINGAPORE 310186 11.18 km
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480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 11.2 km
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BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 11.28 km
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170 UPPER BUKIT TIMAH ROAD BUKIT TIMAH SHOPPING CENTRE SINGAPORE 588179 11.28 km
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6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 11.73 km
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96 JALAN JURONG KECHIL SINGAPORE 598599 11.75 km
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Blk 634 Bukit Batok Central #01-104/106 Singapore 650634 12.34 km
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634 Bukit Batok Central #01-108 Singapore 650634 12.34 km
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10 Sinaran Drive #02-19/20 Square 2 Singapore 307506 12.34 km
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We are established to offer reasonablypriced loan for Singaporeans and foreigners in Singapore. A...
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